UNAUDITED CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Cash and cash equivalents:
Cash and due from banks	$ 735,346	$ 743,550
Money market investments	5,083	4,623
Total cash and cash equivalents	740,429	748,173
Investments:
Trading securities, at fair value, with amortized cost of $163 (December 31, 2023 - $163)	16	13
Investment securities available-for-sale, at fair value, with amortized cost of $2,198,116 (December 31, 2023 - $2,177,761); no allowance for credit losses	2,096,306	2,099,264
Investment securities held-to-maturity, at amortized cost, with fair value of $279,437 (December 31, 2023 - $490,764); no allowance for credit losses	338,621	549,024
Equity securities	41,074	38,469
Total investments	2,476,017	2,686,770
Loans:
Loans held-for-sale, at lower of cost or fair value	20,736	28,345
Loans held-for-investment, net of allowance for credit losses of $157,301 (December 31, 2023 - $161,106)	7,482,406	7,373,273
Total loans	7,503,142	7,401,618
Other assets:
Foreclosed real estate	6,526	10,780
Accrued interest receivable	72,969	71,400
Deferred tax assets, net	4,094	4,923
Premises and equipment, net	104,384	104,102
Customers' liability on acceptances	28,504	25,576
Servicing assets	49,789	49,520
Goodwill	84,241	84,241
Other intangible assets	17,738	20,694
Operating lease right-of-use assets	20,298	21,725
Other assets	150,954	114,931
Total assets	11,259,085	11,344,453
Deposits:
Demand deposits	6,017,364	6,050,428
Savings accounts	2,002,342	2,088,102
Time deposits	1,585,544	1,623,639
Total deposits	9,605,250	9,762,169
Borrowings:
Advances from the Federal Home Loan Bank of New York (the “FHLB”)	200,741	200,768
Other borrowings	0	2
Total borrowings	200,741	200,770
Other liabilities:
Acceptances executed and outstanding	28,504	25,576
Operating lease liabilities	22,605	24,029
Deferred tax liabilities, net	33,873	22,444
Accrued expenses and other liabilities	140,410	115,985
Total liabilities	10,031,383	10,150,973
Commitments and contingencies (See Note 18)
Stockholders’ equity:
Common stock, $1 par value; 100,000,000 shares authorized; 59,885,234 shares issued: 46,561,532 shares outstanding (December 31, 2023 - 59,885,234 shares issued; 47,065,156 shares outstanding)	59,885	59,885
Additional paid-in capital	637,895	638,667
Legal surplus	160,560	150,967
Retained earnings	706,807	639,324
Treasury stock, at cost, 13,323,702 shares (December 31, 2023 - 12,820,078 shares)	(250,951)	(228,350)
Accumulated other comprehensive loss, net of tax of $15,316 (December 31, 2023 - $11,484)	(86,494)	(67,013)
Total stockholders’ equity	1,227,702	1,193,480
Total liabilities and stockholders’ equity	$ 11,259,085	$ 11,344,453