LOANS (Tables)

3 Months Ended

Mar. 31, 2020

LOANS

Composition of Net Loans Receivable

(Dollars in thousands)	March 31, 2020		December 31, 2019
Commercial and industrial	$	133,654	$	124,937
Construction		114,734		125,291
Commercial real estate		1,056,745		995,220
Residential real estate		379,396		382,567
Consumer and other		1,903		2,097
Total loans receivable		1,686,432		1,630,112
Unearned net loan origination fees		(1,294)		(1,266)
Allowance for loan losses		(10,867)		(10,267)
Net loans receivable	$	1,674,271	$	1,618,579

Schedule of changes in the accretable yields for PCI loans

The following table presents changes in the accretable yield for PCI loans:

	Three months ended		Three months ended
(Dollars in thousands)	March 31, 2020		March 31, 2019
Accretable yield, beginning balance	$	225	$	539
Acquisition of impaired loans		—		—
Accretable yield amortized to interest income		(34)		(79)
Reclassification from non-accretable difference		—		—
Accretable yield, ending balance	$	191	$	460