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Consolidated Statements Of Operations And Comprehensive Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
 3 Months Ended 6 Months Ended
Jun. 30, 2012
Jun. 30, 2011
Jun. 30, 2012
Jun. 30, 2011
INTEREST INCOME        
Loans receivable, including fees $ 4,375 $ 4,739 $ 8,825 $ 9,523
Securities:        
Taxable 433 310 753 675
Tax-exempt 290 291 535 583
Federal funds sold   2   3
Interest bearing deposits 9 10 26 13
Total Interest Income 5,107 5,352 10,139 10,797
INTEREST EXPENSE        
Deposits 632 767 1,351 1,536
Borrowings 264 264 529 529
Junior subordinated debentures 61 55 123 109
Total Interest Expense 957 1,086 2,003 2,174
Net Interest Income 4,150 4,266 8,136 8,623
PROVISION FOR LOAN LOSSES 958 1,112 1,818 1,951
Net Interest Income after Provision for Loan Losses 3,192 3,154 6,318 6,672
OTHER INCOME        
Service fees on deposit accounts 275 328 550 644
ATM and debit card fees 151 138 288 260
Bank-owned life insurance 101 105 204 209
Insurance commissions and fees 609 564 1,208 1,179
Investment brokerage fees 36 39 72 70
Gain on sale of loans, held for sale     47  
Gain on sale of securities, available-for-sale 135 269 194 269
Loss on sale of premises and equipment (7)   (6)  
Gain (loss) on sale of foreclosed real estate 1 7 3 (4)
Other 118 51 183 119
Total Other Income 1,419 1,501 2,743 2,746
OTHER EXPENSES        
Salaries and employee benefits 2,124 1,986 4,548 3,993
Occupancy, net 354 336 716 717
Furniture, equipment and data processing 334 288 688 588
Advertising and promotion 88 46 159 89
Professional fees 145 149 303 276
Director fees 74 72 180 139
FDIC assessment 172 126 339 382
Insurance 58 54 111 110
Stationary and supplies 39 40 84 83
Loan collection costs 201 177 335 292
Write-down on foreclosed assets 69   684 145
Expenses related to foreclosed assets 33 79 126 103
Amortization of intangible assets 1 2 3 5
Other 373 344 699 637
Total Other Expenses 4,065 3,699 8,975 7,559
Income before Income Taxes 546 956 86 1,859
PROVISION (BENEFIT) FOR INCOME TAXES 65 [1] 229 [1] (200) [1] 438 [1]
Net Income 481 727 286 1,421
OTHER COMPREHENSIVE INCOME:        
Net unrealized gains on available for sale securities arising during the period 303 855 720 1,072
Reclassification adjustment for gain on sales included in net income (135) (269) (194) (269)
Income tax expense related to other comprehensive income (67) (234) (210) (321)
Other comprehensive income, net of income taxes 101 352 316 482
Comprehensive income $ 582 $ 1,079 $ 602 $ 1,903
EARNINGS PER SHARE        
Basic $ 0.15 $ 0.22 $ 0.09 $ 0.44
Diluted $ 0.14 $ 0.22 $ 0.09 $ 0.43
[1] Insurance Services calculated at statutory tax rate of 40%