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Consolidated Statements Of Cash Flows (USD $)
In Thousands
9 Months Ended
Sep. 30, 2011
Sep. 30, 2010
Cash Flows from Operating Activities  
Net income$ 1,955$ 1,579
Adjustments to reconcile net income to net cash provided by operating activities:  
Provision for loan losses2,6882,364
Provision for depreciation and amortization458510
Net change in trading securities 714
Net amortization of securities premiums and discounts646203
Net realized gain on sale of securities(268)(52)
Impairment charge on equity securities 171
Net realized gain on sale of premises and equipment (2)
Net realized loss (gain) on sale of foreclosed real estate2(17)
Provision for foreclosed assets145209
Earnings on bank owned life insurance(314)(209)
Compensation expense for stock options and stock awards7347
(Increase) decrease in assets:  
Accrued interest receivable31418
Other assets(133)(581)
Increase in accrued interest payable and other liabilities55304
Net Cash Provided by Operating Activities5,6215,258
Cash Flows from Investing Activities  
Purchases(18,431)(33,784)
Sales6,2521,077
Maturities, calls and principal repayments23,72721,608
Securities held-to-maturity:  
Purchases(2,289) 
Net increase in loans(3,944)(3,347)
Proceeds from the sale of foreclosed assets4052,492
Net maturities (purchases) of interest bearing time deposits500(500)
Purchases of bank premises and equipment(124)(302)
Proceeds from the sale of premises and equipment 2
Purchases of bank-owned life insurance(550)(6,500)
Decrease (increase) in FHLB stock398(57)
Net Cash Provided by (Used in) Investing Activities5,944(19,311)
Cash Flows from Financing Activities  
Net increase in deposits29,08326,662
Repayments of borrowings(10,000)(44)
Net Cash Provided by Financing Activities19,08326,618
Net Increase in Cash and Cash Equivalents30,64812,565
Cash and Cash Equivalents - Beginning17,74923,079
Cash and Cash Equivalents - Ending48,39735,644
Supplementary Cash Flows Information  
Interest paid3,2864,411
Income taxes paid1,069617
Supplementary Schedule of Noncash Investing and Financing Activities  
Foreclosed real estate acquired in settlement of loans2,700936
Trading securities transferred to available for sale securities $ 2,241