CONSOLIDATED BALANCE SHEETS (Unaudited) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
ASSETS
Cash and due from banks	$ 11,561	$ 11,768
Interest-bearing deposits with other banks	36,380	14,910
Cash and cash equivalents	47,941	26,678
Interest bearing time deposits with other banks	200	200
Securities available for sale, at fair value	207,136	182,139
Securities held to maturity, at amortized cost (fair value of $4,414 and $4,152 at September 30, 2019 and December 31, 2018, respectively)	4,331	4,078
Other Bank Stock, at cost	9,382	11,764
Loans receivable, net of unearned income	1,563,610	1,474,775
Less: allowance for loan losses	9,750	8,775
Net loans receivable	1,553,860	1,466,000
Foreclosed real estate	3,600	4,149
Premises and equipment, net	19,663	19,215
Right-of-use assets, net	4,734
Accrued interest receivable	6,253	6,546
Goodwill and intangibles	29,141	29,446
Bank-owned life insurance	36,475	35,778
Other assets	11,543	9,710
Total Assets	1,934,259	1,795,703
Deposits:
Non-interest bearing	275,730	259,807
Interest bearing	1,251,126	1,094,132
Total deposits	1,526,856	1,353,939
Short-term borrowings	121,000	175,295
Long-term borrowings	42,849	44,611
Lease liability	4,870
Accrued interest payable and other liabilities	14,739	8,555
Subordinated debentures	27,866	27,859
Total Liabilities	1,738,180	1,610,259
Stockholders' Equity:
Preferred stock, no par value, 1,000,000 shares authorized; none issued	0	0
Common stock, no par value, 15,000,000 shares authorized; 9,423,931 and 9,532,943 shares issued and 9,258,347 and 9,532,943 shares outstanding at September 30, 2019 and December 31, 2018, respectively	150,875	150,419
Treasury stock, at cost; 165,898 shares at September 30, 2019	(3,638)	0
Deferred compensation obligation under Rabbi Trust	1,821	1,647
Retained earnings	50,175	35,192
Accumulated other comprehensive (loss)	(1,333)	(167)
Stock held by Rabbi Trust	(1,821)	(1,647)
Total Stockholders' Equity	196,079	185,444
Total Liabilities and Stockholders' Equity	$ 1,934,259	$ 1,795,703