Segment Information

3 Months Ended

Mar. 31, 2017

SEGMENT INFORMATION

Our insurance agency operations are managed separately from the traditional banking and related financial services that we also offer. The insurance agency operation provides commercial, individual, and group benefit plans and personal coverage.

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	Three Months Ended March 31, 2017						Three Months Ended March 31, 2016
	Banking and Financial Services		Insurance Services		Total		Banking and Financial Services		Insurance Services		Total
(Dollars in thousands)
Net interest income from external sources	$	6,749	$	—	$	6,749	$	5,646	$	—	$	5,646
Other income from external sources	730		1,747		2,477		786		1,738		2,524
Depreciation and amortization	266		6		272		252		6		258
Income before income taxes	2,022		820		2,842		1,514		835		2,349
Income tax expense (1)	503		328		831		441		334		775
Total assets	865,832		6,450		872,282		709,893		6,879		716,772

(1) Insurance Services calculated at statutory tax rate of 40% .

- Definition

The entire disclosure for reporting segments including data and tables. Reportable segments include those that meet any of the following quantitative thresholds a) it's reported revenue, including sales to external customers and intersegment sales or transfers is 10 percent or more of the combined revenue, internal and external, of all operating segments b) the absolute amount of its reported profit or loss is 10 percent or more of the greater, in absolute amount of 1) the combined reported profit of all operating segments that did not report a loss or 2) the combined reported loss of all operating segments that did report a loss c) its assets are 10 percent or more of the combined assets of all operating segments.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
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+ Details