Consolidated Statements of Income and Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
INTEREST INCOME
Loans receivable, including fees	$ 26,862	$ 21,497
Securities:
Taxable	1,443	1,239
Tax-exempt	832	899
Interest bearing deposits	23	9
Total Interest Income	29,160	23,644
INTEREST EXPENSE
Deposits	2,449	1,772
Borrowings	1,922	1,576
Subordinated debentures	391	220
Total Interest Expense	4,762	3,568
Net Interest Income	24,398	20,076
PROVISION FOR LOAN LOSSES	1,291	636
Net Interest Income after Provision for Loan Losses	23,107	19,440
OTHER INCOME
Service fees on deposit accounts	975	906
ATM and debit card fees	767	776
Bank-owned life insurance	308	313
Insurance commissions and fees	4,796	3,686
Investment brokerage fees	75	130
Net gain on sales of securities	444	271
Net loss on sale and disposal of premises and equipment	(19)	(130)
Other	483	501
Total Other Income	7,829	6,453
OTHER EXPENSES
Salaries and employee benefits	13,078	11,506
Occupancy, net	1,859	1,751
Data processing	2,108	1,653
Furniture and equipment	993	865
Advertising and promotion	311	326
Professional fees	788	654
Director fees	450	544
FDIC assessment	508	446
Insurance	280	271
Stationary and supplies	191	197
Loan collection costs	140	207
Net expenses and write-downs related to foreclosed real estate	458	535
Other	1,421	1,598
Total Other Expenses	22,585	20,553
Income before Income Taxes	8,351	5,340
EXPENSE FOR INCOME TAXES	2,828	1,640
Net Income	5,523	3,700
OTHER COMPREHENSIVE INCOME (LOSS):
Unrealized losses (gains) on available for sale securities arising during the period	(950)	134
Fair value adjustments on derivatives	1,647	0
Reclassification adjustment for net gain on securities transactions included in net income	(436)	(271)
Income tax related to items of other comprehensive income	(104)	54
Other comprehensive income (loss), net of income taxes	157	(83)
Comprehensive income	$ 5,680	$ 3,617
EARNINGS PER SHARE
Basic (in dollars per share)	$ 1.20	$ 0.81
Diluted (in dollars per share)	$ 1.19	$ 0.81