Segment Information

9 Months Ended

Sep. 30, 2016

Segment Reporting [Abstract]

Segment Information

SEGMENT INFORMATION

Our insurance agency operations are managed separately from the traditional banking and related financial services that we also offer.  The insurance agency operation provides commercial, individual, and group benefit plans and personal coverage.

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	Three Months Ended September 30, 2016						Three Months Ended September 30, 2015
	Banking and Financial Services		Insurance Services		Total		Banking and Financial Services		Insurance Services		Total
(Dollars in thousands)
Net interest income from external sources	$	6,348	$	—	$	6,348	$	5,050	$	—	$	5,050
Other income from external sources	707		1,067		1,774		694		961		1,655
Depreciation and amortization	283		8		291		245		4		249
Income before income taxes	1,848		165		2,013		1,168		173		1,341
Income tax expense (1)	630		66		696		321		69		390
Total assets	803,032		5,955		808,987		639,563		4,456		644,019

	Nine Months Ended September 30, 2016						Nine Months Ended September 30, 2015
	Banking and Financial Services		Insurance Services		Total		Banking and Financial Services		Insurance Services		Total
(Dollars in thousands)
Net interest income from external sources	$	17,811	$	—	$	17,811	$	14,781	$	—	$	14,781
Other income from external sources	2,274		3,850		6,124		2,195		2,862		5,057
Depreciation and amortization	816		21		837		731		15		746
Income before income taxes	4,918		1,104		6,022		3,376		601		3,977
Income tax expense (1)	1,580		442		2,022		950		240		1,190
Total assets	803,032		5,955		808,987		639,563		4,456		644,019

(1) Insurance Services calculated at statutory tax rate of 40% .