Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
ASSETS
Cash and due from banks	$ 2,914	$ 2,953
Interest-bearing deposits with other banks	3,206	2,906
Cash and cash equivalents	6,120	5,859
Interest bearing time deposits with other banks	100	100
Securities available for sale, at fair value	93,776	77,976
Securities held to maturity, at amortized cost (fair value of $7,008 and $6,190 at December 31, 2015 and December 31, 2014, respectively)	6,834	6,006
Federal Home Loan Bank Stock, at cost	5,165	3,908
Loans receivable, net of unearned income	543,423	471,973
Less: allowance for loan losses	5,590	5,641
Net loans receivable	537,833	466,332
Foreclosed real estate	3,354	4,449
Premises and equipment, net	8,879	8,650
Accrued interest receivable	1,764	1,796
Goodwill	2,820	2,820
Bank-owned life insurance	12,524	12,211
Other assets	5,334	5,808
Total Assets	684,503	595,915
Deposits:
Non-interest bearing	87,209	70,490
Interest bearing	430,647	387,780
Total deposits	517,856	458,270
Short-term borrowings	34,650	23,500
Long-term borrowings	61,000	46,000
Accrued interest payable and other liabilities	4,169	4,029
Junior subordinated debentures	12,887	12,887
Total Liabilities	$ 630,562	$ 544,686
Stockholders' Equity:
Preferred stock, no par value, 1,000,000 shares authorized; none issued
Common stock, no par value, 10,000,000 shares authorized; 4,705,480 and 4,673,789 shares issued and 4,646,238 and 4,662,606 shares outstanding at December 31, 2015 and December 31, 2014, respectively	$ 35,927	$ 35,553
Treasury stock, at cost; 59,242 and 11,183 shares at December 31, 2015 and December 31, 2014, respectively	(592)	(59)
Retained earnings	18,520	15,566
Accumulated other comprehensive income	86	169
Total Stockholders' Equity	53,941	51,229
Total Liabilities and Stockholders' Equity	$ 684,503	$ 595,915