Fair Value Of Financial Instruments (Tables)

9 Months Ended

Sep. 30, 2014

Fair Value Of Financial Instruments [Abstract]

Summary Of Financial Assets Measured On A Recurring Basis

			Quoted Prices in		Significant
			Active Markets		Other		Significant
	Fair		for Identical		Observable		Unobservable
	Value		Assets		Inputs		Inputs
(Dollars in thousands)	Measurements		(Level I)		(Level II)		(Level III)
September 30, 2014
U.S. government agencies	$	4,919	$	-	$	4,919	$	-
State and political subdivisions		21,720		-		21,720		-
Mortgage-backed securities -
U.S. government-sponsored enterprises		44,658		-		44,658		-
Equity securities-financial services industry and other		380		380		-		-
December 31, 2013
U.S. government agencies	$	5,380	$	-	$	5,380	$	-
State and political subdivisions		25,875		-		25,875		-
Mortgage-backed securities -				-		-		-
U.S. government-sponsored enterprises		58,937		-		58,937		-
Equity securities-financial services industry and other		484		484		-		-

Summary Of Financial Assets Measured On A Nonrecurring Basis

			Quoted Prices in		Significant
			Active Markets		Other		Significant
	Fair		for Identical		Observable		Unobservable
	Value		Assets		Inputs		Inputs
(Dollars in thousands)	Measurements		(Level I)		(Level II)		(Level III)
September 30, 2014
Impaired loans	$	2,797	$	-	$	-	$	2,797
Foreclosed real estate		149		-		-		149
December 31, 2013
Impaired loans	$	5,483	$	-	$	-	$	5,483
Foreclosed real estate		1,008		-		-		1,008

Qualitative Information About Level 3 Fair Value Measurements

	Qualitative Information about Level III Fair Value Measurements
	Fair				Range
	Value		Valuation	Unobservable	(Weighted
(Dollars in thousands)	Estimate		Techniques	Input	Average)
September 30, 2014
Impaired loans	$	2,797	Appraisal of	Appraisal	0% to -65.7%
			collateral	adjustments (1)	(-6.8%)
Foreclosed real estate		149	Appraisal of	Selling
			collateral	expenses (1)	-7.0%(-7.0%)
December 31, 2013
Impaired loans	$	5,483	Appraisal of	Appraisal	0% to -67.9%
			collateral	adjustments (1)	(-7.8%)
Foreclosed real estate		1,008	Appraisal of	Selling
			collateral	expenses (1)	-7.0%(-7.0%)
(1) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated selling expenses.  The range and weighted average of selling expenses and other appraisal adjustments are presented as a percent of the appraisal.

Estimated Fair Values Of Financial Instruments

					Quoted Prices in		Significant
					Active Markets		Other		Significant
	September 30, 2014				for Identical		Observable		Unobservable
	Carrying		Fair		Assets		Inputs		Inputs
(Dollars in thousands)	Amount		Value		(Level I)		(Level II)		(Level III)
Financial assets:
Cash and cash equivalents	$	15,371	$	15,371	$	15,371	$	-	$	-
Time deposits with other banks		100		100		100		-		-
Securities available for sale		71,677		71,677		380		71,297		-
Securities held to maturity		5,106		5,254		-		5,254		-
Federal Home Loan Bank stock		2,747		2,747		-		2,747		-
Loans receivable, net of allowance		437,022		433,184		-		-		433,184
Accrued interest receivable		1,749		1,749		-		1,749		-
Financial liabilities:
Non-maturity deposits		346,800		346,800		346,800		-		-
Time deposits		107,741		108,212		-		108,212		-
Borrowings		46,000		47,682		-		47,682		-
Junior subordinated debentures		12,887		9,056		-		9,056		-
Accrued interest payable		265		265		-		265		-

					Quoted Prices in		Significant
					Active Markets		Other		Significant
	December 31, 2013				for Identical		Observable		Unobservable
	Carrying		Fair		Assets		Inputs		Inputs
(Dollars in thousands)	Amount		Value		(Level I)		(Level II)		(Level III)
Financial assets:
Cash and cash equivalents	$	13,246	$	13,246	$	13,246	$	-	$	-
Time deposits with other banks		100		100		100		-		-
Securities available for sale		90,676		90,676		484		90,192		-
Securities held to maturity		6,074		6,060		-		6,060		-
Federal Home Loan Bank stock		2,705		2,705		-		2,705		-
Loans receivable, net of allowance		386,981		383,269		-		-		383,269
Accrued interest receivable		1,642		1,642		-		1,642		-
Financial liabilities:
Non-maturity deposits		331,350		331,350		331,350		-		-
Time deposits		98,947		99,925		-		99,925		-
Borrowings		41,000		43,149		-		43,149		-
Junior subordinated debentures		12,887		7,710		-		7,710		-
Accrued interest payable		235		235		-		235		-