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Consolidated Statements Of Cash Flows (USD $)
In Thousands, unless otherwise specified
6 Months Ended
Jun. 30, 2014
Jun. 30, 2013
Cash Flows from Operating Activities    
Net income $ 1,285 $ 232
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for loan losses 853 1,842
Depreciation and amortization 326 344
Net amortization of securities premiums and discounts 924 1,782
Net realized gain on sale of securities (94) (399)
Net realized gain on sale of foreclosed real estate (5) (35)
Write-downs of and provisions for foreclosed real estate 110 742
Deferred income taxes (4) 943
Earnings on bank owned life insurance (165) (182)
Compensation expense for stock options and stock awards 156 114
(Increase) decrease in assets:    
Accrued interest receivable (56) 24
Other assets 605 (961)
Decrease (increase) in accrued interest payable and other liabilities 957 (176)
Net Cash Provided by Operating Activities 4,892 4,270
Securities available for sale:    
Purchases (5) (28,744)
Sales 5,033 13,029
Maturities, calls and principal repayments 6,818 23,884
Securities held to maturity:    
Purchases (577) (573)
Maturities, calls and principal repayments 572 532
Net increase in loans (37,072) (32,307)
Proceeds from the sale of foreclosed real estate 682 3,656
Purchases of bank premises and equipment (1,132) (551)
Increase in FHLB stock (255) (905)
Net Cash Used in Investing Activities (25,936) (21,979)
Cash Flows from Financing Activities    
Net increase (decrease) in deposits 14,049 (3,154)
Increase in borrowed funds 5,000 17,500
Dividends paid, net of reinvestments (140)  
Net Cash Provided by Financing Activities 18,909 14,346
Net Decrease in Cash and Cash Equivalents (2,135) (3,363)
Cash and Cash Equivalents - Beginning 13,246 11,668
Cash and Cash Equivalents - Ending 11,111 8,305
Supplementary Cash Flows Information    
Interest paid 1,603 1,694
Income taxes paid 119 31
Supplementary Schedule of Noncash Investing and Financing Activities    
Foreclosed real estate acquired in settlement of loans $ 715 $ 2,689