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Consolidated Statements Of Income And Comprehensive (Loss) Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
 3 Months Ended 6 Months Ended
Jun. 30, 2014
Jun. 30, 2013
Jun. 30, 2014
Jun. 30, 2013
INTEREST INCOME        
Loans receivable, including fees $ 4,800 $ 4,485 $ 9,423 $ 8,761
Securities:        
Taxable 214 126 431 280
Tax-exempt 255 246 509 508
Interest bearing deposits 4 2 7 7
Total Interest Income 5,273 4,859 10,370 9,556
INTEREST EXPENSE        
Deposits 415 453 805 991
Borrowings 361 273 709 535
Junior subordinated debentures 52 55 105 109
Total Interest Expense 828 781 1,619 1,635
Net Interest Income 4,445 4,078 8,751 7,921
PROVISION FOR LOAN LOSSES 400 700 853 1,842
Net Interest Income after Provision for Loan Losses 4,045 3,378 7,898 6,079
OTHER INCOME        
Service fees on deposit accounts 265 271 529 557
ATM and debit card fees 185 178 352 338
Bank-owned life insurance 82 90 165 182
Insurance commissions and fees 696 647 1,669 1,489
Investment brokerage fees 37 54 68 99
Net gain on securities transactions 94 29 94 399
Other 99 94 172 184
Total Other Income 1,458 1,363 3,049 3,248
OTHER EXPENSES        
Salaries and employee benefits 2,441 2,321 4,859 4,556
Occupancy, net 397 347 850 741
Data processing 432 338 812 667
Furniture and equipment 112 145 276 297
Advertising and promotion 78 95 122 135
Professional fees 211 198 364 383
Director fees 105 (13) 242 193
FDIC assessment 175 178 351 347
Insurance 72 63 148 139
Stationary and supplies 52 51 107 100
Loan collection costs 169 116 246 214
Net expenses and write-downs related to foreclosed real estate 161 597 261 1,008
Amortization of intangible assets       1
Other 332 253 567 486
Total Other Expenses 4,737 4,689 9,205 9,267
Income before Income Taxes 766 52 1,742 60
EXPENSE (BENEFIT) FOR INCOME TAXES 159 [1] (82) [1] 457 [1] (172) [1]
Net Income 607 134 1,285 232
OTHER COMPREHENSIVE INCOME (LOSS):        
Unrealized gains (losses) on available for sale securities arising during the period 1,636 (3,113) 3,353 (3,757)
Reclassification adjustment for net gains on securities transactions included in net income (94) (29) (94) (399)
Income tax (expense) benefit related to items of other comprehensive income (loss) (617) 1,258 (1,304) 1,663
Other comprehensive income (loss), net of income taxes 925 (1,884) 1,955 (2,493)
Comprehensive income (loss) $ 1,532 $ (1,750) $ 3,240 $ (2,261)
EARNINGS PER SHARE        
Basic $ 0.13 $ 0.04 $ 0.28 $ 0.07
Diluted $ 0.13 $ 0.04 $ 0.28 $ 0.07
[1] Insurance Services calculated at statutory tax rate of 40%