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Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Jun. 30, 2014
Dec. 31, 2013
ASSETS    
Cash and due from banks $ 7,985 $ 5,521
Interest-bearing deposits with other banks 3,126 7,725
Cash and cash equivalents 11,111 13,246
Interest bearing time deposits with other banks 100 100
Securities available for sale, at fair value 81,283 90,676
Securities held to maturity, at cost (fair value of $6,173 and $6,060 at June 30, 2014 and December 31, 2013, respectively) 6,055 6,074
Federal Home Loan Bank Stock, at cost 2,960 2,705
Loans receivable, net of unearned income 428,339 392,402
Less: allowance for loan losses 5,854 5,421
Net loans receivable 422,485 386,981
Foreclosed real estate 2,854 2,926
Premises and equipment, net 7,698 6,892
Accrued interest receivable 1,698 1,642
Goodwill 2,820 2,820
Bank-owned life insurance 12,054 11,889
Other assets 6,055 7,960
Total Assets 557,173 533,911
Deposits:    
Non-interest bearing 67,743 58,210
Interest bearing 376,603 372,087
Total Deposits 444,346 430,297
Long-term borrowings 46,000 41,000
Accrued interest payable and other liabilities 4,259 3,302
Junior subordinated debentures 12,887 12,887
Total Liabilities 507,492 487,486
Stockholders' Equity:    
Preferred stock, no par value, 1,000,000 shares authorized; none issued      
Common stock, no par value, 10,000,000 shares authorized; 4,676,039 and 4,640,296 shares issued and 4,664,856 and 4,629,113 shares outstanding at June 30, 2014 and December 31, 2013, respectively 35,405 35,249
Treasury stock, at cost; 11,183 shares (59) (59)
Retained earnings 14,531 13,386
Accumulated other comprehensive loss (196) (2,151)
Total Stockholders' Equity 49,681 46,425
Total Liabilities and Stockholders' Equity $ 557,173 $ 533,911