Consolidated Statements Of Income And Comprehensive (Loss) Income (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2014		Mar. 31, 2013
INTEREST INCOME
Loans receivable, including fees	$ 4,623		$ 4,276
Securities:
Taxable	217		154
Tax-exempt	254		262
Interest bearing deposits	3		5
Total Interest Income	5,097		4,697
INTEREST EXPENSE
Deposits	390		538
Borrowings	348		262
Junior subordinated debentures	53		54
Total Interest Expense	791		854
Net Interest Income	4,306		3,843
PROVISION FOR LOAN LOSSES	453		1,142
Net Interest Income after Provision for Loan Losses	3,853		2,701
OTHER INCOME
Service fees on deposit accounts	264		286
ATM and debit card fees	167		160
Bank-owned life insurance	83		92
Insurance commissions and fees	973		842
Investment brokerage fees	31		45
Net gain on securities transactions			370
Other	73		90
Total Other Income	1,591		1,885
OTHER EXPENSES
Salaries and employee benefits	2,418		2,235
Occupancy, net	453		394
Data processing	380		329
Furniture and equipment	164		152
Advertising and promotion	44		40
Professional fees	153		185
Director fees	137		206
FDIC assessment	176		169
Insurance	76		76
Stationary and supplies	55		49
Loan collection costs	77		98
Net expenses and write-downs related to foreclosed real estate	100		411
Amortization of intangible assets			1
Other	235		233
Total Other Expenses	4,468		4,578
Income before Income Taxes	976		8
EXPENSE (BENEFIT) FOR INCOME TAXES	298	[1]	(90)	[1]
Net Income	678		98
OTHER COMPREHENSIVE INCOME (LOSS):
Unrealized gains (losses) on available for sale securities arising during the period	1,717		(644)
Reclassification adjustment for net gains on securities transactions included in net income			(370)
Income tax (expense) benefit related to items of other comprehensive income (loss)	(687)		405
Other comprehensive income (loss), net of income taxes	1,030		(609)
Comprehensive income (loss)	$ 1,708		$ (511)
EARNINGS PER SHARE
Basic	$ 0.15		$ 0.03
Diluted	$ 0.15		$ 0.03

[1] Insurance Services calculated at statutory tax rate of 40%