Allowance For Loan Losses And Credit Quality Of Financing Receivables (Tables)

3 Months Ended

Mar. 31, 2014

Allowance For Loan Losses And Credit Quality Of Financing Receivables [Abstract]

Changes In The Allowance For Loan Losses

	Commercial				Commercial		Residential		Consumer
	and				Real		Real		and
(Dollars in	Industrial		Construction		Estate		Estate		Other		Unallocated		Total
thousands)
March 31, 2014
Beginning balance	$	222	$	308	$	3,399	$	941	$	16	$	535	$	5,421
Charge-offs		-		-		(358)		(86)		(13)		-		(457)
Recoveries		12		-		4		1		3		-		20
Provision		55		7		642		6		13		(270)		453
Ending balance	$	289	$	315	$	3,687	$	862	$	19	$	265	$	5,437
March 31, 2013
Beginning balance	$	271	$	223	$	3,395	$	869	$	38	$	180	$	4,976
Charge-offs		(6)		(42)		(739)		(28)		(9)		-		(824)
Recoveries		-		-		7		-		5		-		12
Provision		10		220		789		58		(22)		87		1,142
Ending balance	$	275	$	401	$	3,452	$	899	$	12	$	267	$	5,306

Allowances Of Loan Losses And Loans Receivable By Class Disaggregated

	Allowance for Loan Losses						Loans Receivable
			Balance		Balance
			Related to		Related to
			Loans		Loans
			Individually		Collectively				Individually		Collectively
			Evaluated for		Evaluated for				Evaluated for		Evaluated for
(Dollars in thousands)	Balance		Impairment		Impairment		Balance		Impairment		Impairment
March 31, 2014
Commercial and industrial	$	289	$	-	$	289	$	19,635	$	-	$	19,635
Construction		315		-		315		6,852		-		6,852
Commercial real estate		3,687		559		3,128		276,101		9,679		266,422
Residential real estate		862		105		757		108,889		2,492		106,397
Consumer and other loans		19		3		16		1,629		3		1,626
Unallocated		265		-		-		-		-		-
Total	$	5,437	$	667	$	4,505	$	413,106	$	12,174	$	400,932
December 31, 2013
Commercial and industrial	$	222	$	-	$	222	$	15,205	$	-	$	15,205
Construction		308		-		308		7,307		-		7,307
Commercial real estate		3,399		322		3,077		260,664		10,894		249,770
Residential real estate		941		163		778		107,992		2,626		105,366
Consumer and other loans		16		-		16		1,617		-		1,617
Unallocated		535		-		-		-		-		-
Total	$	5,421	$	485	$	4,401	$	392,785	$	13,520	$	379,265

An Age Analysis Of Loans Receivable

													Recorded
													Investment
					Greater						Total		> 90 Days
	30-59 Days		60-89 days		Than		Total Past				Financing		and
(Dollars in thousands)	Past Due		Past Due		90 Days (a)		Due		Current		Receivables		Accruing
March 31, 2014
Commercial and industrial	$	4	$	-	$	-	$	4	$	19,631	$	19,635	$	-
Construction		-		-		-		-		6,852		6,852		-
Commercial real estate		783		1,242		8,489		10,514		265,587		276,101		-
Residential real estate		810		247		2,062		3,119		105,770		108,889		-
Consumer and other		3		-		5		8		1,621		1,629		2
Total	$	1,600	$	1,489	$	10,556	$	13,645	$	399,461	$	413,106	$	2
December 31, 2013
Commercial and industrial	$	13	$	-	$	-	$	13	$	15,192	$	15,205	$	-
Construction		-		-		-		-		7,307		7,307		-
Commercial real estate		2,139		775		9,823		12,737		247,927		260,664		123
Residential real estate		495		247		2,192		2,934		105,058		107,992		-
Consumer and other		7		1		-		8		1,609		1,617		-
Total	$	2,654	$	1,023	$	12,015	$	15,692	$	377,093	$	392,785	$	123
(a) includes loans greater than 90 days past due and still accruing and non-accrual loans.

Loans Which The Accrual Of Interest Has Been Discontinued

(Dollars in thousands)	March 31, 2014		December 31, 2013
Commercial real estate	$	8,489	$	9,700
Residential real estate		2,062		2,192
Consumer and other		3		-
Total	$	10,554	$	11,892

Credit Risk Profile By Creditworthiness

			Special
(Dollars in thousands)	Pass		Mention		Substandard		Doubtful		Total
March 31, 2014
Commercial and industrial	$	19,612	$	23	$	-	$	-	$	19,635
Construction		6,852		-		-		-		6,852
Commercial real estate		257,456		6,711		11,770		164		276,101
Residential real estate		106,147		140		2,602		-		108,889
Consumer and other		1,487		139		3		-		1,629
	$	391,554	$	7,013	$	14,375	$	164	$	413,106
December 31, 2013
Commercial and industrial	$	15,192	$	13	$	-	$	-	$	15,205
Construction		7,307		-		-		-		7,307
Commercial real estate		240,204		7,378		12,917		165		260,664
Residential real estate		104,383		871		2,738		-		107,992
Consumer and other		1,477		140		-		-		1,617
	$	368,563	$	8,402	$	15,655	$	165	$	392,785

Impaired Loans

		March 31, 2014						December 31, 2013
			Unpaid						Unpaid
	Recorded		Principal		Related		Recorded		Principal		Related
(Dollars in thousands)	Investment		Balance		Allowance		Investment		Balance		Allowance
With no related allowance recorded:
Commercial real estate	$	4,363	$	5,225	$	-	$	7,394	$	7,967	$	-
Residential real estate		1,678		1,703		-		1,849		1,874		-
Consumer and other		-		-		-		-		-		-
With an allowance recorded:
Commercial real estate		5,316		6,411		559		3,500		4,595		322
Residential real estate		814		907		105		777		871		163
Consumer and other		3		3		3		-		-		-
Total:
Commercial real estate		9,679		11,636		559		10,894		12,562		322
Residential real estate		2,492		2,610		105		2,626		2,745		163
Consumer and other		3		3		3		-		-		-
	$	12,174	$	14,249	$	667	$	13,520	$	15,307	$	485

The following table presents the average recorded investment and income recognized for the three months ended March 31, 2014 and 2013:

	For the Three Months Ended March 31, 2014				For the Three Months Ended March 31, 2013
	Average		Interest		Average		Interest
	Recorded		Income		Recorded		Income
(Dollars in thousands)	Investment		Recognized		Investment		Recognized
With no related allowance recorded:
Construction	$	-	$	-	$	2,262	$	-
Commercial real estate		4,968		8		6,145		2
Residential real estate		1,845		20		1,771		-
Total impaired loans without a related allowance		6,813		28		10,178		2
With an allowance recorded:
Commercial and industrial		-		-		141		-
Construction		-		-		546		-
Commercial real estate		5,319		1		7,650		5
Residential real estate		849		4		1,477		3
Consumer and other		1		-		-		-
Total impaired  loans with an allowance		6,169		5		9,814		8
Total impaired loans	$	12,982	$	33	$	19,992	$	10

Troubled Debt Restructured On Recorded Investment

(Dollars in thousands)		Commercial Real Estate	Residential Real Estate		Total
March 31, 2014
Performing	$	1,190	$	430	$	1,620
Non-performing		2,998		495		3,493
Total	$	4,188	$	925	$	5,113
December 31, 2013
Performing	$	1,195	$	433	$	1,628
Non-performing		3,000		496		3,496
Total	$	4,195	$	929	$	5,124

Summary Of Troubled Debt Restructured

		Pre-Modification		Post-Modification
		Outstanding		Outstanding
	Number of	Recorded		Recorded
(Dollars in thousands)	Loans	Investment		Investment
March 31, 2013
Commercial real estate	1	$	163	$	163
Residential real estate	1		302		302