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Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Mar. 31, 2014
Dec. 31, 2013
ASSETS    
Cash and due from banks $ 7,349 $ 5,521
Interest-bearing deposits with other banks 463 7,725
Cash and cash equivalents 7,812 13,246
Interest bearing time deposits with other banks 100 100
Securities available for sale, at fair value 88,273 90,676
Securities held to maturity, at cost (fair value of $5,863 and $6,060 at March 31, 2014 and December 31, 2013, respectively) 5,800 6,074
Federal Home Loan Bank Stock, at cost 3,425 2,705
Loans receivable, net of unearned income 412,724 392,402
Less: allowance for loan losses 5,437 5,421
Net loans receivable 407,287 386,981
Foreclosed real estate 3,140 2,926
Premises and equipment, net 7,603 6,892
Accrued interest receivable 1,772 1,642
Goodwill 2,820 2,820
Bank-owned life insurance 11,972 11,889
Other assets 6,968 7,960
Total Assets 546,972 533,911
LIABILITIES AND STOCKHOLDERS' EQUITY    
Non-interest bearing 59,106 58,210
Interest bearing 366,731 372,087
Total Deposits 425,837 430,297
Short term borrowings 10,000  
Long-term borrowings 46,000 41,000
Accrued interest payable and other liabilities 4,035 3,302
Junior subordinated debentures 12,887 12,887
Total Liabilities 498,759 487,486
Stockholders' Equity:    
Preferred stock, no par value, 1,000,000 shares authorized; none issued      
Common stock, no par value, 10,000,000 shares authorized; 4,669,039 and 4,640,296 shares issued and 4,657,856 and 4,629,113 shares outstanding at March 31, 2014 and December 31, 2013, respectively 35,329 35,249
Treasury stock, at cost; 11,183 shares (59) (59)
Retained earnings 14,064 13,386
Accumulated other comprehensive loss (1,121) (2,151)
Total Stockholders' Equity 48,213 46,425
Total Liabilities and Stockholders' Equity $ 546,972 $ 533,911