Consolidated Statements Of Income And Comprehensive (Loss) Income (USD $) In Thousands, except Per Share data, unless otherwise specified	12 Months Ended
	Dec. 31, 2013		Dec. 31, 2012
INTEREST INCOME
Loans receivable, including fees	$ 18,007		$ 17,646
Securities:
Taxable	603		1,148
Tax-exempt	1,016		1,138
Interest bearing deposits	16		35
Total Interest Income	19,642		19,967
INTEREST EXPENSE
Deposits	1,827		2,494
Borrowings	1,157		1,065
Junior subordinated debentures	217		241
Total Interest Expense	3,201		3,800
Net Interest Income	16,441		16,167
PROVISION FOR LOAN LOSSES	2,745		4,330
Net Interest Income after Provision for Loan Losses	13,696		11,837
OTHER INCOME
Service fees on deposit accounts	1,135		1,141
ATM and debit card fees	699		627
Bank-owned life insurance	353		394
Insurance commissions and fees	2,902		2,484
Investment brokerage fees	170		145
Net gain on sale of loans, held for sale			47
Net gain on securities transactions	393		1,799
Net gain (loss) on sale of premises and equipment	1		(9)
Other	440		373
Total Other Income	6,093		7,001
OTHER EXPENSES
Salaries and employee benefits	9,324		8,987
Occupancy, net	1,464		1,450
Data processing	1,276		1,249
Furniture and equipment	587		630
Advertising and promotion	260		285
Professional fees	748		677
Director fees	455		321
FDIC assessment	698		681
Insurance	270		240
Stationary and supplies	191		176
Loan collection costs	347		713
Net expenses and write-downs related to foreclosed real estate	1,538		2,085
Amortization of intangible assets	1		5
Other	1,069		933
Total Other Expenses	18,228		18,432
Income before Income Taxes	1,561		406
EXPENSE (BENEFIT) FOR INCOME TAXES	133	[1]	(329)	[1]
Net Income	1,428		735
OTHER COMPREHENSIVE LOSS:
Unrealized (losses) gains on available for sale securities arising during the period	(3,785)		1,193
Reclassification adjustment for net gains on securities transactions included in net income	(393)		(1,799)
Income tax expense related to items of other comprehensive loss	1,671		243
Other comprehensive loss, net of income taxes	(2,507)		(363)
Comprehensive income (loss)	$ (1,079)		$ 372
EARNINGS PER SHARE
Basic	$ 0.38		$ 0.23
Diluted	$ 0.37		$ 0.22

[1] Calculated at statutory tax rate of 40%