Allowance For Loan Losses And Credit Quality Of Financing Receivables (Tables)

12 Months Ended

Dec. 31, 2013

Allowance For Loan Losses And Credit Quality Of Financing Receivables [Abstract]

Changes In The Allowance For Loan Losses

	Commercial				Commercial		Residential		Consumer
	and				Real		Real		and
(Dollars in	Industrial		Construction		Estate		Estate		Other		Unallocated		Total
thousands)
December 31, 2013
Beginning balance	$	271	$	223	$	3,395	$	869	$	38	$	180	$	4,976
Charge-offs		(55)		(350)		(2,317)		(246)		(28)		-		(2,996)
Recoveries		-		122		450		112		12		-		696
Provision		6		313		1,871		206		(6)		355		2,745
Ending balance	$	222	$	308	$	3,399	$	941	$	16	$	535	$	5,421
December 31, 2012
Beginning balance	$	304	$	294	$	4,833	$	987	$	9	$	783	$	7,210
Charge-offs		(169)		(1,538)		(3,904)		(998)		(62)		-		(6,671)
Recoveries		2		-		78		-		27		-		107
Provision		134		1,467		2,388		880		64		(603)		4,330
Ending balance	$	271	$	223	$	3,395	$	869	$	38	$	180	$	4,976

Allowances Of Loan Losses And Loans Receivable By Class Disaggregated

	Allowance for Loan Losses						Loans Receivable
			Balance		Balance
			Related to		Related to
			Loans		Loans
			Individually		Collectively				Individually		Collectively
			Evaluated for		Evaluated for				Evaluated for		Evaluated for
(Dollars in thousands)	Balance		Impairment		Impairment		Balance		Impairment		Impairment
December 31, 2013
Commercial and industrial	$	222	$	-	$	222	$	15,205	$	-	$	15,205
Construction		308		-		308		7,307		-		7,307
Commercial real estate		3,399		322		3,077		260,664		10,894		249,770
Residential real estate		941		163		778		107,992		2,626		105,366
Consumer and other loans		16		-		16		1,617		-		1,617
Unallocated		535		-		-		-		-		-
Total	$	5,421	$	485	$	4,401	$	392,785	$	13,520	$	379,265
December 31, 2012
Commercial and industrial	$	271	$	27	$	244	$	16,158	$	27	$	16,131
Construction		223		42		181		7,004		2,462		4,542
Commercial real estate		3,395		230		3,165		225,345		12,682		212,663
Residential real estate		869		66		803		98,301		3,351		94,950
Consumer and other loans		38		-		38		1,255		-		1,255
Unallocated		180		-		-		-		-		-
Total	$	4,976	$	365	$	4,431	$	348,063	$	18,522	$	329,541

An Age Analysis Of Loans Receivable

													Recorded
													Investment
					Greater						Total		> 90 Days
	30-59 Days		60-89 days		Than		Total Past				Financing		and
(Dollars in thousands)	Past Due		Past Due		90 Days (a)		Due		Current		Receivables		Accruing
December 31, 2013
Commercial and industrial	$	13	$	-	$	-	$	13	$	15,192	$	15,205	$	-
Construction		-		-		-		-		7,307		7,307		-
Commercial real estate		2,139		775		9,823		12,737		247,927		260,664		123
Residential real estate		495		247		2,192		2,934		105,058		107,992		-
Consumer and other		7		1		-		8		1,609		1,617		-
Total	$	2,654	$	1,023	$	12,015	$	15,692	$	377,093	$	392,785	$	123
December 31, 2012
Commercial and industrial	$	-	$	-	$	27	$	27	$	16,131	$	16,158	$	-
Construction		-		-		2,462		2,462		4,542		7,004		-
Commercial real estate		1,103		1,303		12,127		14,533		210,812		225,345		65
Residential real estate		207		127		3,315		3,649		94,652		98,301		-
Consumer and other		12		3		144		159		1,096		1,255		143
Total	$	1,322	$	1,433	$	18,075	$	20,830	$	327,233	$	348,063	$	208
(a) includes loans greater than 90 days past due and still accruing and non-accrual loans.

Loans Which The Accrual Of Interest Has Been Discontinued

(Dollars in thousands)	December 31, 2013		December 31, 2012
Commercial and industrial	$	-	$	27
Construction		-		2,462
Commercial real estate		9,700		12,062
Residential real estate		2,192		3,315
Consumer and other		-		1
Total	$	11,892	$	17,867

Credit Risk Profile By Creditworthiness

			Special
(Dollars in thousands)	Pass		Mention		Substandard		Doubtful		Total
December 31, 2013
Commercial and industrial	$	15,192	$	13	$	-	$	-	$	15,205
Construction		7,307		-		-		-		7,307
Commercial real estate		240,204		7,378		12,917		165		260,664
Residential real estate		104,383		871		2,738		-		107,992
Consumer and other		1,477		140		-		-		1,617
	$	368,563	$	8,402	$	15,655	$	165	$	392,785
December 31, 2012
Commercial and industrial	$	15,860	$	269	$	23	$	6	$	16,158
Construction		4,542		-		2,462		-		7,004
Commercial real estate		203,106		4,648		17,256		335		225,345
Residential real estate		93,563		253		4,485		-		98,301
Consumer and other		1,112		-		143		-		1,255
	$	318,183	$	5,170	$	24,369	$	341	$	348,063

Impaired Loans

			Unpaid				Average		Interest
	Recorded		Principal		Related		Recorded		Income
(Dollars in thousands)	Investment		Balance		Allowance		Investment		Recognized
December 31, 2013
With no related allowance recorded:
Construction	$	-	$	-	$	-	$	596	$	-
Commercial real estate		7,394		7,967		-		8,030		67
Residential real estate		1,849		1,874		-		2,157		49
With an allowance recorded:
Commercial and industrial		-		-		-		5		-
Construction		-		-		-		318		-
Commercial real estate		3,500		4,595		322		3,443		10
Residential real estate		777		871		163		978		12
Total:
Commercial and industrial		-		-		-		5		-
Construction		-		-		-		914		-
Commercial real estate		10,894		12,562		322		11,473		77
Residential real estate		2,626		2,745		163		3,135		61
	$	13,520	$	15,307	$	485	$	15,527	$	138
			Unpaid				Average		Interest
	Recorded		Principal		Related		Recorded		Income
(Dollars in thousands)	Investment		Balance		Allowance		Investment		Recognized
December 31, 2012
With no related allowance recorded:
Construction	$	2,420	$	2,743	$	-	$	3,217	$	41
Commercial real estate		10,466		13,581		-		13,131		81
Residential real estate		2,675		2,768		-		2,192		91
With an allowance recorded:
Commercial and industrial		27		27		27		177		-
Construction		42		42		42		66		-
Commercial real estate		2,216		3,135		230		5,792		64
Residential real estate		676		675		66		558		26
Total:
Commercial and industrial		27		27		27		177		-
Construction		2,462		2,785		42		3,283		41
Commercial real estate		12,682		16,716		230		18,923		145
Residential real estate		3,351		3,443		66		2,750		117
	$	18,522	$	22,971	$	365	$	25,133	$	303

Troubled Debt Restructured On Recorded Investment

(Dollars in thousands)		Commercial Real Estate	Commercial & Industrial		Residential Real Estate		Total
December 31, 2013
Performing	$	1,195	$	-	$	433	$	1,628
Non-performing		3,000		-		496		3,496
Total	$	4,195	$	-	$	929	$	5,124
December 31, 2012
Performing	$	603	$	-	$	5	$	608
Non-performing		1,829		6		228		2,063
Total	$	2,432	$	6	$	233	$	2,671

Summary Of Troubled Debt Restructured

		Pre-Modification		Post-Modification
		Outstanding		Outstanding
	Number of	Recorded		Recorded
(Dollars in thousands)	Loans	Investment		Investment
December 31, 2013
Commercial real estate	3	$	3,100	$	3,100
Residential real estate	2		655		548
December 31, 2012
Residential real estate	2		233		233

Summary Of Troubled Debt Restructured Subsequent Default

(Dollars in thousands)	Number of Loans	Recorded Investment
December 31, 2013
Commercial real estate	3	$	1,302
Residential real estate	1		269
December 31, 2012
Residential real estate	1	$	228