Segment Information (Tables)

12 Months Ended

Dec. 31, 2013



	Banking and		Insurance
(Dollars in thousands)	Financial Services		Services		Total

Year Ended December 31, 2013:
Net interest income from external sources	$	16,438	$	3	$	16,441
Other income from external sources		3,161		2,932		6,093
Depreciation and amortization		656		13		669
Income before income taxes		1,123		438		1,561
Income tax (benefit) expense (1)		(42)		175		133
Total assets		530,925		2,986		533,911

Year Ended December 31, 2012:
Net interest income from external sources	$	16,167	$	-	$	16,167
Other income from external sources		4,517		2,484		7,001
Depreciation and amortization		672		10		682
Income before income taxes		145		261		406
Income tax expense (1)		(433)		104		(329)
Total assets		511,837		2,897		514,734

(1) Calculated at statutory tax rate of 40%

- Definition

Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss.

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