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Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2013
Dec. 31, 2012
ASSETS    
Cash and due from banks $ 5,521 $ 6,268
Interest-bearing deposits with other banks 7,725 5,400
Cash and cash equivalents 13,246 11,668
Interest bearing time deposits with other banks 100 100
Securities available for sale, at fair value 90,676 118,881
Securities held to maturity, at cost (fair value of $6,060 and $5,472 at December 31, 2013 and December 31, 2012, respectively) 6,074 5,221
Federal Home Loan Bank Stock, at cost 2,705 1,980
Loans receivable, net of unearned income 392,402 347,736
Less: allowance for loan losses 5,421 4,976
Net loans receivable 386,981 342,760
Foreclosed real estate 2,926 5,066
Premises and equipment, net 6,892 6,476
Accrued interest receivable 1,642 1,741
Goodwill 2,820 2,820
Bank-owned life insurance 11,889 11,536
Other assets 7,960 6,485
Total Assets 533,911 514,734
LIABILITIES AND STOCKHOLDERS' EQUITY    
Non-interest bearing 58,210 48,375
Interest bearing 372,087 384,061
Total Deposits 430,297 432,436
Long-term borrowings 41,000 26,000
Accrued interest payable and other liabilities 3,302 3,039
Junior subordinated debentures 12,887 12,887
Total Liabilities 487,486 474,362
Stockholders' Equity:    
Preferred stock, no par value, 1,000,000 shares authorized; none issued      
Common stock, no par value, 10,000,000 shares authorized; 4,640,296 and 3,409,056 shares issued and 4,629,113 and 3,397,873 shares outstanding at December 31, 2013 and December 31, 2012 respectively 35,249 28,117
Treasury stock, at cost; 11,183 shares (59) (59)
Retained earnings 13,386 11,958
Accumulated other comprehensive (loss) income (2,151) 356
Total Stockholders' Equity 46,425 40,372
Total Liabilities and Stockholders' Equity $ 533,911 $ 514,734