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Consolidated Statements Of Cash Flows (USD $)
In Thousands, unless otherwise specified
9 Months Ended
Sep. 30, 2013
Sep. 30, 2012
Cash Flows from Operating Activities    
Net income $ 807 $ 832
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for loan losses 2,342 2,922
Depreciation and amortization 510 509
Net amortization of securities premiums and discounts 2,496 1,991
Net realized gain on sale of securities (399) (763)
Net realized gain on sale of loans, held for sale   (47)
Proceeds from the sale of loans held for sale   638
Net realized loss on sale of premises and equipment   6
Net realized gain on sale of foreclosed real estate (50) (5)
Write-downs of and provisions for foreclosed real estate 995 871
Deferred income taxes 648 (509)
Earnings on bank owned life insurance (267) (300)
Compensation expense for stock options and stock awards 174 112
(Increase) decrease in assets:    
Accrued interest receivable 46 (126)
Other assets (142) 1,060
Decrease in accrued interest payable and other liabilities (27) 4,096
Net Cash Provided by Operating Activities 7,133 11,287
Cash Flows from Investing Activities    
Purchases (28,745) (71,850)
Sales 13,029 24,187
Maturities, calls and principal repayments 33,431 24,475
Securities held to maturity:    
Purchases (1,860) (2,623)
Maturities, calls and principal repayments 1,222 1,220
Net increase in loans (49,080) (5,632)
Proceeds from the sale of foreclosed real estate 3,897 425
Purchases of bank premises and equipment (589) (375)
Proceeds from the sale of premises and equipment   12
Increase in FHLB stock (500) (106)
Net Cash Used in Investing Activities (29,195) (30,267)
Cash Flows from Financing Activities    
Net (decrease) increase in deposits 4,538 (8,035)
Increase in borrowed funds 10,000  
Purchase of treasury stock   (55)
Proceeds from issuance of common stock 6,896  
Net Cash Provided by Financing Activities 21,434 (8,090)
Net Decrease in Cash and Cash Equivalents (628) (27,070)
Cash and Cash Equivalents - Beginning 11,668 37,500
Cash and Cash Equivalents - Ending 11,040 10,430
Supplementary Cash Flows Information    
Interest paid 2,468 2,952
Income taxes paid 33 212
Supplementary Schedule of Noncash Investing and Financing Activities    
Foreclosed real estate acquired in settlement of loans 2,853 940
Loans transferred to held for sale   $ 591