Consolidated Statements Of Income And Comprehensive (Loss) Income (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended				9 Months Ended
	Sep. 30, 2013		Sep. 30, 2012		Sep. 30, 2013		Sep. 30, 2012
INTEREST INCOME
Loans receivable, including fees	$ 4,599		$ 4,467		$ 13,360		$ 13,292
Securities:
Taxable	130		241		410		994
Tax-exempt	254		292		762		827
Interest bearing deposits	2		4		9		30
Total Interest Income	4,985		5,004		14,541		15,143
INTEREST EXPENSE
Deposits	419		587		1,410		1,938
Borrowings	293		268		828		797
Junior subordinated debentures	54		60		163		183
Total Interest Expense	766		915		2,401		2,918
Net Interest Income	4,219		4,089		12,140		12,225
PROVISION FOR LOAN LOSSES	500		1,104		2,342		2,922
Net Interest Income after Provision for Loan Losses	3,719		2,985		9,798		9,303
OTHER INCOME
Service fees on deposit accounts	283		292		840		842
ATM and debit card fees	181		165		519		453
Bank-owned life insurance	85		96		267		300
Insurance commissions and fees	756		684		2,245		1,892
Investment brokerage fees	37		46		136		118
Net gain on sale of loans, held for sale							47
Net gain on securities transactions			569		399		763
Net gain on sale of premises and equipment							(6)
Other	92		108		276		291
Total Other Income	1,434		1,960		4,682		4,700
OTHER EXPENSES
Salaries and employee benefits	2,387		2,196		6,943		6,744
Occupancy, net	342		355		1,083		1,071
Furniture, equipment and data processing	326		326		983		1,014
Advertising and promotion	63		63		198		222
Professional fees	153		175		536		478
Director fees	106		56		299		236
FDIC assessment	176		177		523		516
Insurance	65		68		204		179
Stationary and supplies	43		44		143		128
Loan collection costs	37		204		251		539
Net expenses and write-downs related to foreclosed real estate	317		232		1,325		1,039
Amortization of intangible assets			1		1		4
Other	420		396		1,213		1,095
Total Other Expenses	4,435		4,293		13,702		13,265
Income before Income Taxes	718		652		778		738
EXPENSE (BENEFIT) FOR INCOME TAXES	143	[1]	106	[1]	(29)	[1]	(94)	[1]
Net Income	575		546		807		832
OTHER COMPREHENSIVE INCOME (LOSS):
Unrealized gains (losses) on available for sale securities arising during the period	430		693		(3,327)		1,413
Reclassification adjustment for net gains on securities transactions included in net income			(569)		(399)		(763)
Income tax (benefit) expense related to items of other comprehensive income (loss)	(173)		(49)		1,490		(259)
Other comprehensive income (loss), net of income taxes	257		75		(2,236)		391
Comprehensive income (loss)	$ 832		$ 621		$ (1,429)		$ 1,223
EARNINGS (LOSS) PER SHARE
Basic	$ 0.14		$ 0.17		$ 0.23		$ 0.26
Diluted	$ 0.14		$ 0.17		$ 0.23		$ 0.25

[1] Insurance Services calculated at statutory tax rate of 40%