Segment Information (Tables)

9 Months Ended

Sep. 30, 2013


	Three Months Ended September 30, 2013						Three Months Ended September 30, 2012
	Banking and						Banking and
	Financial		Insurance				Financial		Insurance
	Services		Services		Total		Services		Services		Total

Net interest income from external sources	$	4,219	$	-	$	4,219	$	4,089	$	-	$	4,089
Other income from external sources		678		756		1,434		1,276		684		1,960
Depreciation and amortization		162		4		166		170		3		173
Income (loss) before income taxes		588		130		718		546		106		652
Income tax (benefit) expense ⁽¹⁾		91		52		143		64		42		106
Total assets		531,730		3,156		534,886		500,594		3,700		504,294


	Nine Months Ended September 30, 2013						Nine Months Ended September30, 2012
	Banking and						Banking and
	Financial		Insurance				Financial		Insurance
	Services		Services		Total		Services		Services		Total

Net interest income from external sources	$	12,140	$	-	$	12,140	$	12,225	$	-	$	12,225
Other income from external sources		2,437		2,245		4,682		2,808		1,892		4,700
Depreciation and amortization		502		8		510		501		8		509
Income (loss) before income taxes		389		389		778		522		216		738
Income tax (benefit) expense ⁽¹⁾		(185)		156		(29)		(180)		86		(94)
Total assets		531,730		3,156		534,886		500,594		3,700		504,294

(1) Insurance Services calculated at statutory tax rate of 40%

- Definition

Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss.

+ References+ Details