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Consolidated Statements Of Income And Comprehensive (Loss) Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
 3 Months Ended 6 Months Ended
Jun. 30, 2013
Jun. 30, 2012
Jun. 30, 2013
Jun. 30, 2012
INTEREST INCOME        
Loans receivable, including fees $ 4,485 $ 4,375 $ 8,761 $ 8,825
Securities:        
Taxable 126 433 280 753
Tax-exempt 246 290 508 535
Interest bearing deposits 2 9 7 26
Total Interest Income 4,859 5,107 9,556 10,139
INTEREST EXPENSE        
Deposits 453 632 991 1,351
Borrowings 273 264 535 529
Junior subordinated debentures 55 61 109 123
Total Interest Expense 781 957 1,635 2,003
Net Interest Income 4,078 4,150 7,921 8,136
PROVISION FOR LOAN LOSSES 700 958 1,842 1,818
Net Interest Income after Provision for Loan Losses 3,378 3,192 6,079 6,318
OTHER INCOME        
Service fees on deposit accounts 271 275 557 550
ATM and debit card fees 178 151 338 288
Bank-owned life insurance 90 101 182 204
Insurance commissions and fees 647 609 1,489 1,208
Investment brokerage fees 54 36 99 72
Net gain on sale of loans, held for sale       47
Net gain on securities transactions 29 135 399 194
Net gain on sale of premises and equipment   (7)   (6)
Other 94 118 184 183
Total Other Income 1,363 1,418 3,248 2,740
OTHER EXPENSES        
Salaries and employee benefits 2,321 2,124 4,556 4,548
Occupancy, net 347 354 741 716
Furniture, equipment and data processing 331 334 657 688
Advertising and promotion 95 88 135 159
Professional fees 198 145 383 303
Director fees (13) 74 193 180
FDIC assessment 178 172 347 339
Insurance 63 58 139 111
Stationary and supplies 51 39 100 84
Loan collection costs 116 201 214 335
Net expenses and write-downs related to foreclosed real estate 597 101 1,008 807
Amortization of intangible assets   1 1 3
Other 405 373 793 699
Total Other Expenses 4,689 4,064 9,267 8,972
Income before Income Taxes 52 546 60 86
(BENEFIT) EXPENSE FOR INCOME TAXES (82) [1] 65 [1] (172) [1] (200) [1]
Net Income 134 481 232 286
OTHER COMPREHENSIVE (LOSS) INCOME:        
Unrealized (losses) gains on available for sale securities, Before Tax (3,113) 303 (3,757) 720
Reclassification adjustment for gain on securities transactions included in net income, Before Tax (29) (135) (399) (194)
Income tax expense (benefit) related to items of other comprehensive income 1,258 (67) 1,663 (210)
Other comprehensive (loss) income, net of taxes (1,884) 101 (2,493) 316
Comprehensive (loss) income $ (1,750) $ 582 $ (2,261) $ 602
EARNINGS (LOSS) PER SHARE        
Basic $ 0.04 $ 0.15 $ 0.07 $ 0.09
Diluted $ 0.04 $ 0.14 $ 0.07 $ 0.09
[1] Insurance Services calculated at statutory tax rate of 40%