Segment Information

12 Months Ended

Dec. 31, 2012

Segment Information [Abstract]

Segment Information

NOTE 2 – SEGMENT REPORTING

Segment information for 2012 and 2011 is as follows:

	Banking and		Insurance
(Dollars in thousands)	Financial Services		Services		Total
Year Ended December 31, 2012:
Net interest income from external sources	$	16,167	$	-	$	16,167
Other income from external sources		4,556		2,484		7,040
Depreciation and amortization		672		10		682
Income before income taxes		145		261		406
Income tax (benefit) expense (1)		(433)		104		(329)
Total assets		511,837		2,897		514,734
Year Ended December 31, 2011:
Net interest income from external sources	$	16,913	$	-	$	16,913
Other income from external sources		3,013		2,270		5,283
Depreciation and amortization		595		12		607
Income before income taxes		2,955		152		3,107
Income tax expense (1)		576		61		637
Total assets		504,076		2,877		506,953

(1) Calculated at statutory tax rate of 40%