Consolidated Statements Of Income And Comprehensive Income (USD $) In Thousands, except Per Share data, unless otherwise specified	12 Months Ended
	Dec. 31, 2012		Dec. 31, 2011
INTEREST INCOME
Loans receivable, including fees	$ 17,646		$ 18,798
Securities:
Taxable	1,148		1,314
Tax-exempt	1,138		1,168
Federal funds sold			4
Interest bearing deposits	35		56
Total Interest Income	19,967		21,340
INTEREST EXPENSE
Deposits	2,494		3,141
Borrowings	1,065		1,064
Junior subordinated debentures	241		222
Total Interest Expense	3,800		4,427
Net Interest Income	16,167		16,913
PROVISION FOR LOAN LOSSES	4,330		3,306
Net Interest Income after Provision for Loan Losses	11,837		13,607
OTHER INCOME
Service fees on deposit accounts	1,141		1,290
ATM and debit card fees	627		545
Bank-owned life insurance	394		419
Insurance commissions and fees	2,484		2,270
Investment brokerage fees	145		145
Net gain on sale of loans held for sale	47
Net gain on securities transactions	1,799		645
Net loss on sale of premises and equipment	(9)
Net gain (loss) on sale of foreclosed real estate	39		(38)
Impairment write-downs on equity securities			(231)
Other	373		238
Total Other Income	7,040		5,283
OTHER EXPENSES
Salaries and employee benefits	8,987		8,528
Occupancy, net	1,450		1,412
Furniture, equipment and data processing	1,327		1,177
Advertising and promotion	285		172
Professional fees	677		661
Director fees	321		176
FDIC assessment	681		700
Insurance	240		216
Stationary and supplies	176		184
Loan collection costs	713		824
Expenses and write-downs related to foreclosed real estate	2,124		414
Amortization of intangible assets	5		10
Other	1,485		1,309
Total Other Expenses	18,471		15,783
Income before Income Taxes	406		3,107
(BENEFIT) PROVISION FOR INCOME TAXES	(329)	[1]	637	[1]
Net Income	735		2,470
OTHER COMPREHENSIVE (LOSS) INCOME:
Net unrealized gains on available for sale securities arising during the period	1,193		1,534
Reclassification adjustment for gain (loss) on securities transactions included in net income	(1,799)		(414)
Income tax expense (benefit) related to items of other comprehensive (loss) income	243		(448)
Other comprehensive (loss) income, net of income taxes	(363)		672
Comprehensive income	$ 372		$ 3,142
EARNINGS PER SHARE
Basic	$ 0.23		$ 0.76
Diluted	$ 0.22		$ 0.74

[1] Calculated at statutory tax rate of 40%