Allowance For Loan Losses And Credit Quality Of Financing Receivables (Tables)

12 Months Ended

Dec. 31, 2012

Allowance For Loan Losses And Credit Quality Of Financing Receivables [Abstract]

Changes In The Allowance For Loan Losses

	Commercial				Commercial		Residential		Consumer
	and				Real		Real		and
(Dollars in	Industrial		Construction		Estate		Estate		Other		Unallocated		Total
thousands)
December 31, 2012
Beginning balance	$	304	$	294	$	4,833	$	987	$	9	$	783	$	7,210
Charge-offs		(169)		(1,538)		(3,904)		(998)		(62)		-		(6,671)
Recoveries		2		-		78		-		27		-		107
Provision		134		1,467		2,388		880		64		(603)		4,330
Ending balance	$	271	$	223	$	3,395	$	869	$	38	$	180	$	4,976
December 31, 2011
Beginning balance	$	436	$	1,183	$	3,760	$	798	$	56	$	164	$	6,397
Charge-offs		(24)		(909)		(2,057)		(12)		(40)		-		(3,042)
Recoveries		6		516		8		-		19		-		549
Provision		(114)		(496)		3,122		201		(26)		619		3,306
Ending balance	$	304	$	294	$	4,833	$	987	$	9	$	783	$	7,210

Allowances Of Loan Losses And Loans Receivable By Class Disaggregated

	Allowance for Loan Losses						Loans Receivable
			Balance		Balance
			Related to		Related to
			Loans		Loans
			Individually		Collectively				Individually		Collectively
			Evaluated for		Evaluated for				Evaluated for		Evaluated for
(Dollars in thousands)	Balance		Impairment		Impairment		Balance		Impairment		Impairment
December 31, 2012
Commercial and industrial	$	271	$	27	$	244	$	16,158	$	27	$	16,131
Construction		223		42		181		7,004		2,462		4,542
Commercial real estate		3,395		230		3,165		225,345		12,682		212,663
Residential real estate		869		66		803		98,301		3,351		94,950
Consumer and other loans		38		-		38		1,255		-		1,255
Unallocated		180		-		-		-		-		-
Total	$	4,976	$	365	$	4,431	$	348,063	$	18,522	$	329,541
December 31, 2011
Commercial and industrial	$	304	$	16	$	288	$	13,711	$	32	$	13,679
Construction		294		50		244		8,520		2,458		6,062
Commercial real estate		4,833		1,572		3,261		216,191		22,722		193,469
Residential real estate		987		319		668		100,175		2,482		97,693
Consumer and other loans		9		-		9		1,336		-		1,336
Unallocated		783		-		-		-		-		-
Total	$	7,210	$	1,957	$	4,470	$	339,933	$	27,694	$	312,239

An Age Analysis Of Loans Receivable

													Recorded
													Investment
					Greater						Total		> 90 Days
	30-59 Days		60-89 days		Than		Total Past				Financing		and
(Dollars in thousands)	Past Due		Past Due		90 Days (a)		Due		Current		Receivables		Accruing
December 31, 2012
Commercial and industrial	$	-	$	-	$	27	$	27	$	16,131	$	16,158	$	-
Construction		-		-		2,462		2,462		4,542		7,004		-
Commercial real estate		1,103		1,303		12,127		14,533		210,812		225,345		65
Residential real estate		207		127		3,315		3,649		94,652		98,301		-
Consumer and other		12		3		144		159		1,096		1,255		143
Total	$	1,322	$	1,433	$	18,075	$	20,830	$	327,233	$	348,063	$	208
December 31, 2011
Commercial and industrial	$	428	$	-	$	32	$	460	$	13,251	$	13,711	$	-
Construction		558		-		3,243		3,801		4,719		8,520		785
Commercial real estate		5,238		137		19,311		24,686		191,505		216,191		-
Residential real estate		940		-		2,482		3,422		96,753		100,175		-
Consumer and other		17		1		18		36		1,300		1,336		18
Total	$	7,181	$	138	$	25,086	$	32,405	$	307,528	$	339,933	$	803
(a) includes loans greater than 90 days past due and still accruing and non-accrual loans.

Loans Which The Accrual Of Interest Has Been Discontinued

(Dollars in thousands)	December 31, 2012		December 31, 2011
Commercial and industrial	$	27	$	32
Construction		2,462		2,458
Commercial real estate		12,062		19,311
Residential real estate		3,315		2,482
Consumer and other		1		-
Total	$	17,867	$	24,283

Credit Risk Profile By Creditworthiness

			Special
(Dollars in thousands)	Pass		Mention		Substandard		Doubtful		Total
December 31, 2012
Commercial and industrial	$	15,860	$	269	$	23	$	6	$	16,158
Construction		4,542		-		2,462		-		7,004
Commercial real estate		203,106		4,648		17,256		335		225,345
Residential real estate		93,563		253		4,485		-		98,301
Consumer and other		1,112		-		143		-		1,255
	$	318,183	$	5,170	$	24,369	$	341	$	348,063
December 31, 2011
Commercial and industrial	$	13,103	$	398	$	202	$	8	$	13,711
Construction		5,057		-		3,463		-		8,520
Commercial real estate		180,862		6,987		27,769		573		216,191
Residential real estate		95,491		494		4,190		-		100,175
Consumer and other		1,336		-		-		-		1,336
	$	295,849	$	7,879	$	35,624	$	581	$	339,933

Impaired Loans

				Unpaid				Average		Interest
		Recorded		Principal		Related		Recorded		Income
(Dollars in thousands)		Investment		Balance		Allowance		Investment		Recognized
December 31, 2012
With no related allowance recorded:
Construction	$	2,421	$	2,743	$	-	$	3,217	$	41
Commercial real estate		10,466		13,581		-		13,131		81
Residential real estate		2,675		2,768		-		2,192		91
With an allowance recorded:
Commercial and industrial		27		27		27		177		-
Construction		42		42		42		66		-
Commercial real estate		2,216		3,135		230		5,792		64
Residential real estate		675		675		66		558		26
Total:
Commercial and industrial		27		27		27		177		-
Construction		2,463		2,785		42		3,283		41
Commercial real estate		12,682		16,716		230		18,923		145
Residential real estate		3,350		3,443		66		2,750		117
	$	18,522	$	22,971	$	365	$	25,133	$	303
December 31, 2011
With no related allowance recorded:
Construction	$	2,062	$	2,331	$	-	$	3,030	$	1
Commercial real estate		10,346		12,932		-		11,547		198
Residential real estate		1,758		1,758		-		1,235		58
With an allowance recorded:
Commercial and industrial		32		32		16		72		-
Construction		396		396		50		1,633		-
Commercial real estate		12,376		12,399		1,572		9,335		150
Residential real estate		724		724		319		676		1
Total:
Commercial and industrial		32		32		16		72		-
Construction		2,458		2,727		50		4,663		1
Commercial real estate		22,722		25,331		1,572		20,882		348
Residential real estate		2,482		2,482		319		1,911		59
Consumer and other		-		-		-		-		-
	$	27,694	$	30,572	$	1,957	$	27,528	$	408

Troubled Debt Restructured On Recorded Investment

(Dollars in thousands)		Commercial Real Estate	Commercial & Industrial		Residential Real Estate		Total
December 31, 2012
Performing	$	603	$	-	$	5	$	608
Non-performing		1,829		6		228		2,063
Total	$	2,432	$	6	$	233	$	2,671
December 31, 2011
Performing	$	5,592	$	8	$	-	$	5,600
Non-performing		2,682		-		-		2,682
Total	$	8,274	$	8	$	-	$	8,282

Summary Of Troubled Debt Restructured

			Pre-Modification		Post-Modification
			Outstanding		Outstanding
	Number of		Recorded		Recorded
(Dollars in thousands)	Loans		Investment		Investment
December 31, 2012
Residential real estate	2	$	233	$	233
December 31, 2011
Commercial Real Estate	1	$	1,535	$	1,535

Summary Of Troubled Debt Restructuring Subsequent Default

(Dollars in thousands)	Number of Loans	Recorded Investment
December 31, 2012
Residential real estate	1	$	228
December 31, 2011
Commercial Real Estate	3	$	4,345