Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Dec. 31, 2012	Dec. 31, 2011
ASSETS
Cash and due from banks	$ 6,268	$ 3,903
Interest-bearing deposits with other banks	5,400	33,597
Cash and cash equivalents	11,668	37,500
Interest bearing time deposits with other banks	100	100
Securities available for sale, at estimated fair value	118,881	96,324
Securities held to maturity, at cost (estimated fair value of $5,472 at December 31, 2012 and $4,345 at December 31, 2011)	5,221	4,220
Federal Home Loan Bank Stock, at cost	1,980	1,874
Loans receivable, net of unearned income	347,736	339,705
Less: allowance for loan losses	4,976	7,210
Net loans receivable	342,760	332,495
Foreclosed real estate	5,066	5,509
Premises and equipment, net	6,476	6,778
Accrued interest receivable	1,741	1,735
Goodwill	2,820	2,820
Bank-owned life insurance	11,536	11,142
Other assets	6,485	6,456
Total Assets	514,734	506,953
LIABILITIES AND STOCKHOLDERS' EQUITY
Non-interest bearing	48,375	44,762
Interest bearing	384,061	380,614
Total Deposits	432,436	425,376
Long term borrowings	26,000	26,000
Accrued interest payable and other liabilities	3,039	2,788
Junior subordinated debentures	12,887	12,887
Total Liabilities	474,362	467,051
Stockholders' Equity:
Preferred stock, no par value, 1,000,000 shares authorized; none issued
Common stock, no par value, 10,000,000 shares authorized; issued shares 3,409,056 in 2012 and 3,373,793 in 2011; outstanding shares 3,397,873 in 2012 and 3,372,949 in 2011	28,117	27,964
Treasury stock, at cost; 11,183 shares in 2012 and 844 shares in 2011	(59)	(4)
Retained earnings	11,958	11,223
Accumulated other comprehensive income	356	719
Total Stockholders' Equity	40,372	39,902
Total Liabilities and Stockholders' Equity	$ 514,734	$ 506,953