Comprehensive Income

12 Months Ended

Dec. 31, 2012

Comprehensive Income [Abstract]

Comprehensive Income

NOTE 13 – COMPREHENSIVE INCOME

Accounting principles generally require that recognized revenue, expenses, gains and losses be included in net income.  Although certain changes in assets and liabilities, such as unrealized gains and losses on available for sale securities, are reported as a separate component of the equity section of the balance sheet, such items, along with net income, are components of comprehensive income.

The components of other comprehensive (loss) income, both before tax and net of tax, are as follows:

	Year Ended December 31, 2012						Year Ended December 31, 2011
	Before Tax		Tax Effect		Net of Tax		Before Tax		Tax Effect		Net of Tax
Other comprehensive (loss) income:
Unrealized gains on available for sale securities	$	1,193	$	477	$	716	$	1,534	$	614	$	920
Reclassification adjustment for gains on securities transactions included in net income		(1,799)		(720)		(1,079)		(414)		(166)		(248)
Total other comprehensive (loss) income	$	(606)	$	(243)	$	(363)	$	1,120	$	448	$	672