Loans

12 Months Ended

Dec. 31, 2012

Loans [Abstract]

Loans

NOTE 5 – LOANS

The composition of net loans receivable at December 31, 2012 and 2011 is as follows:

(Dollars in thousands)	December 31, 2012		December 31, 2011
Commercial and industrial loans	$	16,158	$	13,711
Construction		7,004		8,520
Commercial real estate		225,345		216,191
Residential real estate		98,301		100,175
Consumer and other		1,255		1,336
		348,063		339,933
Unearned net loan origination fees		(327)		(228)
Allowance for loan losses		(4,976)		(7,210)
Net loans receivable	$	342,760	$	332,495

Mortgage loans serviced for others are not included in the accompanying balance sheets.  The total amount of loans serviced for the benefit of others was approximately $695 thousand and $852 thousand at December 31, 2012 and 2011, respectively.