XML 59 R46.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Loans Held for Investment - Narrative (Details)
1 Months Ended 3 Months Ended
Dec. 31, 2016
USD ($)
Mar. 31, 2024
USD ($)
loan
area
grade
borrower
Mar. 31, 2023
USD ($)
Dec. 31, 2023
USD ($)
Loans Held for Investment        
Servicing rights retained from guaranteed portion of SBA loans sold   $ 1,400,000   $ 1,600,000
Accrued expenses and other liabilities   190,551,000   216,596,000
Unpaid principal balance for loans and participations serviced for others   359,800,000   373,800,000
Secured loans limit to one borrower   840,700,000    
Unsecured loans limit to one borrower   504,400,000    
Aggregate outstanding balance of loans to one borrower of secured credit   $ 319,300,000    
Number of areas where the entity's credit quality is maintained and credit risk managed | area   2    
Number of pass scale grades | grade   6    
Individually evaluated loans   $ 63,800,000   24,800,000
ACL attributable to individually evaluated loans   4,500,000   0
Loans held for investment   13,012,071,000   13,289,020,000
Total nonaccrual loans   63,806,000   24,817,000
Loans 90 days or more past due and still accruing   0   0
Consumer mortgage loans collateralized by residential real estate, foreclosure proceedings in process   0   0
Loans modified to borrowers experiencing financial difficulty   12,200,000   12,600,000
MLTB's with payment default and modified within 12 months preceding payment default   0 $ 0  
Commercial loans        
Loans Held for Investment        
Loans held for investment   2,087,328,000   2,121,255,000
Total nonaccrual loans   25,646,000   14,534,000
Loan modifications to borrowers   12,161,000 851,000  
Commercial loans | Term Extension        
Loans Held for Investment        
Loan modifications to borrowers   851,000    
Business loans secured by real estate        
Loans Held for Investment        
Loans held for investment   2,492,726,000   2,546,589,000
Total nonaccrual loans   12,894,000   8,666,000
Financial Asset Acquired with Credit Deterioration        
Loans Held for Investment        
Loans held for investment   347,000,000   359,300,000
Collateral Underlying Value        
Loans Held for Investment        
Individually evaluated loans   39,800,000   12,200,000
Discounted Cash Flow Approach        
Loans Held for Investment        
Individually evaluated loans   24,000,000   12,600,000
Multifamily Loan Securitization        
Loans Held for Investment        
Unpaid principal balance for loans and participations serviced for others   47,600,000   48,000,000
Multifamily Loan Securitization | Variable Interest Entity, Not Primary Beneficiary        
Loans Held for Investment        
Accrued expenses and other liabilities   $ 345,000   345,000
Multifamily Loan Securitization | Opus Bank        
Loans Held for Investment        
Proceeds from sale of loans receivable $ 509,000,000      
Multifamily Loan Securitization, Liability | Variable Interest Entity, Not Primary Beneficiary        
Loans Held for Investment        
Maximum loss, percentage of loans   10.00%    
Accrued expenses and other liabilities   $ 345,000   345,000
SBA        
Loans Held for Investment        
Unpaid principal balance for loans and participations serviced for others   246,100,000   258,100,000
Commercial and industrial | Commercial loans        
Loans Held for Investment        
Loans held for investment   1,774,487,000   1,790,608,000
Total nonaccrual loans   $ 23,541,000   13,976,000
Number of borrowers with loan modifications | borrower   0    
Loan modifications to borrowers   $ 12,161,000    
CRE owner-occupied | Commercial loans        
Loans Held for Investment        
Loan modifications to borrowers     $ 851,000  
CRE owner-occupied | Commercial loans | Term Extension        
Loans Held for Investment        
Loan modifications to borrowers   $ 851,000    
Extended term   4 months    
CRE owner-occupied | Business loans secured by real estate        
Loans Held for Investment        
Loans held for investment   $ 2,149,362,000   2,191,334,000
Total nonaccrual loans   $ 12,602,000   8,666,000
CRE owner-occupied | Business loans secured by real estate | Term Extension        
Loans Held for Investment        
Number of loan modifcations | loan   1    
Loan modifications to borrowers   $ 851,000    
Franchise non-real estate secured | Commercial loans        
Loans Held for Investment        
Loans held for investment   301,895,000   319,721,000
Total nonaccrual loans   1,559,000    
Franchise real estate secured | Business loans secured by real estate        
Loans Held for Investment        
Loans held for investment   294,938,000   $ 304,514,000
Total nonaccrual loans   292,000    
CRE Non-Owner Occupied, CRE Owner-Occupied, and Commercial and Industrial        
Loans Held for Investment        
Financing receivable, individually evaluated for impairment, increase   37,600,000    
Increase in financing receivable nonaccrual   37,600,000    
Franchise Non-Real Estate Secured and Franchise Real Estate Secured        
Loans Held for Investment        
Financing receivable, individually evaluated for impairment, increase   1,900,000    
Increase in financing receivable nonaccrual   $ 1,900,000