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CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (Unaudited) - USD ($)
$ in Thousands
Mar. 31, 2024
Dec. 31, 2023
ASSETS    
Cash and due from banks $ 129,671 $ 146,696
Interest-bearing deposits with financial institutions 899,147 789,777
Cash and cash equivalents 1,028,818 936,473
Interest-bearing time deposits with financial institutions 995 995
Investments securities held-to-maturity, at amortized cost, net of allowance for credit losses of $115 and $126 (fair value of $1,447,697 and $1,485,506) at March 31, 2024 and December 31, 2023, respectively 1,720,481 1,729,541
Investment securities available-for-sale, at fair value 1,154,021 1,140,071
FHLB, FRB, and other stock 97,063 99,225
Loans held for investment 13,012,071 13,289,020
Allowance for credit losses (192,340) (192,471)
Loans held for investment, net 12,819,731 13,096,549
Accrued interest receivable 67,642 68,516
Other real estate owned 248 248
Premises and equipment, net 54,789 56,676
Deferred income taxes, net 111,390 113,580
Bank owned life insurance 474,404 471,178
Intangible assets 40,449 43,285
Goodwill 901,312 901,312
Other assets 341,838 368,996
Total assets 18,813,181 19,026,645
Deposit accounts:    
Noninterest-bearing checking 4,997,636 4,932,817
Interest-bearing:    
Checking 2,785,626 2,899,621
Money market/savings 5,037,636 4,868,442
Retail certificates of deposit 1,794,813 1,684,560
Wholesale/brokered certificates of deposit 572,117 610,186
Total interest-bearing 10,190,192 10,062,809
Total deposits 15,187,828 14,995,626
FHLB advances and other borrowings 200,000 600,000
Subordinated debentures 332,001 331,842
Accrued expenses and other liabilities 190,551 216,596
Total liabilities 15,910,380 16,144,064
STOCKHOLDERS’ EQUITY    
Preferred stock, $0.01 par value; 1,000,000 authorized; no shares issued and outstanding 0 0
Common stock, $0.01 par value; 150,000,000 shares authorized at March 31, 2024 and December 31, 2023; 96,459,966 shares and 95,860,092 shares issued and outstanding, respectively 941 938
Additional paid-in capital 2,378,171 2,377,131
Retained earnings 619,405 604,137
Accumulated other comprehensive loss (95,716) (99,625)
Total stockholders’ equity 2,902,801 2,882,581
Total liabilities and stockholders’ equity $ 18,813,181 $ 19,026,645