XML 57 R43.htm IDEA: XBRL DOCUMENT v3.23.3
Loans Held for Investment - Composition of Loan Portfolio (Details) - USD ($)
$ in Thousands
Sep. 30, 2023
Jun. 30, 2023
Dec. 31, 2022
Sep. 30, 2022
Jun. 30, 2022
Dec. 31, 2021
Loans Held for Investment            
Total $ 13,270,120   $ 14,676,298      
Loans held for investment before basis adjustment 13,318,950   14,738,224      
Allowance for credit losses for loans held for investment (188,098) $ (192,333) (195,651) $ (195,549) $ (196,075) $ (197,752)
Loans held for investment, net 13,082,022   14,480,647      
Loans held for sale, at lower of cost or fair value 641   2,643      
Net deferred origination costs (fees) 451   (1,900)      
Unaccreted mark-to-market discount 46,200   54,800      
Basis adjustment associated with fair value hedge            
Loans Held for Investment            
Loans held for investment before basis adjustment 13,318,950   14,738,224      
Basis adjustment associated with fair value hedge (48,830)   (61,926)      
Total unfunded loan commitments            
Loans Held for Investment            
Total 2,110,565   2,489,203      
Investor loans secured by real estate            
Loans Held for Investment            
Total 8,715,596   9,213,516      
Loans held for investment before basis adjustment 8,715,596   9,213,516      
Investor loans secured by real estate | CRE non-owner-occupied            
Loans Held for Investment            
Total 2,514,056   2,660,321      
Loans held for investment before basis adjustment 2,514,056   2,660,321      
Allowance for credit losses for loans held for investment (31,583) (31,545) (33,692) (37,104) (37,221) (37,380)
Investor loans secured by real estate | Multifamily            
Loans Held for Investment            
Total 5,719,210   6,112,026      
Loans held for investment before basis adjustment 5,719,210   6,112,026      
Allowance for credit losses for loans held for investment (55,221) (55,648) (56,334) (56,086) (56,293) (55,209)
Investor loans secured by real estate | Construction and land            
Loans Held for Investment            
Total 444,576   399,034      
Loans held for investment before basis adjustment 444,576   399,034      
Allowance for credit losses for loans held for investment (8,506) (7,707) (7,114) (6,440) (5,436) (5,211)
Investor loans secured by real estate | SBA secured by real estate            
Loans Held for Investment            
Total 37,754   42,135      
Loans held for investment before basis adjustment 37,754   42,135      
Allowance for credit losses for loans held for investment (2,199) (2,331) (2,592) (2,955) (2,865) (3,201)
Business loans secured by real estate            
Loans Held for Investment            
Total 2,595,921   2,871,588      
Loans held for investment before basis adjustment 2,595,921   2,871,588      
Business loans secured by real estate | SBA secured by real estate            
Loans Held for Investment            
Total 53,668   61,368      
Loans held for investment before basis adjustment 53,668   61,368      
Allowance for credit losses for loans held for investment (4,562) (4,511) (4,348) (4,785) (5,149) (4,866)
Business loans secured by real estate | CRE owner-occupied            
Loans Held for Investment            
Total 2,228,802   2,432,163      
Loans held for investment before basis adjustment 2,228,802   2,432,163      
Allowance for credit losses for loans held for investment (29,086) (28,515) (32,340) (31,826) (31,461) (29,575)
Business loans secured by real estate | Franchise real estate secured            
Loans Held for Investment            
Total 313,451   378,057      
Loans held for investment before basis adjustment 313,451   378,057      
Allowance for credit losses for loans held for investment (7,566) (6,855) (7,019) (6,710) (6,530) (7,985)
Commercial loans            
Loans Held for Investment            
Total 1,934,491   2,576,839      
Loans held for investment before basis adjustment 1,934,491   2,576,839      
Commercial loans | Commercial and industrial            
Loans Held for Investment            
Total 1,588,771   2,160,948      
Loans held for investment before basis adjustment 1,588,771   2,160,948      
Allowance for credit losses for loans held for investment (32,497) (39,586) (35,169) (35,498) (37,048) (38,136)
Commercial loans | Franchise non-real estate secured            
Loans Held for Investment            
Total 335,053   404,791      
Loans held for investment before basis adjustment 335,053   404,791      
Allowance for credit losses for loans held for investment (15,779) (14,642) (16,029) (13,194) (13,124) (15,084)
Commercial loans | SBA non-real estate secured            
Loans Held for Investment            
Total 10,667   11,100      
Loans held for investment before basis adjustment 10,667   11,100      
Allowance for credit losses for loans held for investment (472) (399) (441) (440) (452) (565)
Retail loans            
Loans Held for Investment            
Total 72,942   76,281      
Loans held for investment before basis adjustment 72,942   76,281      
Retail loans | Single family residential            
Loans Held for Investment            
Total 70,984   72,997      
Loans held for investment before basis adjustment 70,984   72,997      
Allowance for credit losses for loans held for investment (491) (455) (352) (296) (278) (255)
Retail loans | Consumer            
Loans Held for Investment            
Total 1,958   3,284      
Loans held for investment before basis adjustment 1,958   3,284      
Allowance for credit losses for loans held for investment $ (136) $ (139) $ (221) $ (215) $ (218) $ (285)