XML 118 R95.htm IDEA: XBRL DOCUMENT v3.22.4
Income Taxes - Deferred Tax Assets (Liabilities) (Details) - USD ($)
Dec. 31, 2022
Dec. 31, 2021
Deferred tax assets:    
Accrued expenses $ 4,022,000 $ 3,681,000
Net operating loss 4,803,000 5,681,000
Allowance for credit losses, net of bad debt charge-offs 62,582,000 64,628,000
Deferred compensation 3,127,000 3,338,000
State taxes 6,965,000 6,834,000
Loan net discounts 15,566,000 21,980,000
Stock-based compensation 4,327,000 4,030,000
Operating lease liabilities 16,522,000 20,708,000
Unrealized loss on available-for-sale securities 105,313,000 3,156,000
Federal and state credit carryovers 157,000 2,242,000
Other 1,486,000 0
Total deferred tax assets 224,870,000 136,278,000
Deferred tax liabilities:    
Operating lease right-of-use assets (14,378,000) (18,272,000)
Deferred FDIC gain (64,000) (69,000)
Core deposit intangibles (14,017,000) (17,676,000)
Loan origination costs (8,567,000) (7,547,000)
Depreciation (4,242,000) (4,897,000)
Other 0 (473,000)
Total deferred tax liabilities (41,268,000) (48,934,000)
Valuation allowance 0 0
Net deferred tax assets $ 183,602,000 $ 87,344,000