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Allowance for Credit Losses (Tables)
 9 Months Ended
Sep. 30, 2022
Provision for Loan and Lease Losses [Abstract]  
Summary of Allocation of the Allowance for Loan Losses
The following tables provide the allocation of the ACL for loans held for investment as well as the activity in the ACL attributed to various segments in the loan portfolio as of, and for the periods indicated:

Three Months Ended September 30, 2022
(Dollars in thousands) Beginning ACL Balance  Charge-offs  Recoveries Provision for Credit Losses Ending
ACL Balance
Investor loans secured by real estate
CRE non-owner occupied$37,221 $(1,128)$— $1,011 $37,104 
Multifamily56,293 — — (207)56,086 
Construction and land5,436 — — 1,004 6,440 
SBA secured by real estate2,865 — — 90 2,955 
Business loans secured by real estate
CRE owner-occupied31,461 — 19 346 31,826 
Franchise real estate secured6,530 — — 180 6,710 
SBA secured by real estate5,149 — — (364)4,785 
Commercial loans
Commercial and industrial37,048 (190)143 (1,503)35,498 
Franchise non-real estate secured13,124 — — 70 13,194 
SBA non-real estate secured452 — 26 (38)440 
Retail loans
Single family residential278 — 58 (40)296 
Consumer loans218 — — (3)215 
Totals$196,075 $(1,318)$246 $546 $195,549 

Nine Months Ended September 30, 2022
 Beginning ACL Balance Charge-offs  Recoveries Provision for Credit Losses  Ending
ACL Balance
(Dollars in thousands)
Investor loans secured by real estate
CRE non-owner occupied$37,380 $(1,128)$— $852 $37,104 
Multifamily55,209 — — 877 56,086 
Construction and land5,211 — — 1,229 6,440 
SBA secured by real estate3,201 (70)— (176)2,955 
Business loans secured by real estate
CRE owner-occupied29,575 — 33 2,218 31,826 
Franchise real estate secured7,985 — — (1,275)6,710 
SBA secured by real estate4,866 — — (81)4,785 
Commercial loans
Commercial and industrial38,136 (7,750)2,517 2,595 35,498 
Franchise non-real estate secured15,084 (448)— (1,442)13,194 
SBA non-real estate secured565 (50)44 (119)440 
Retail loans
Single family residential255 — 91 (50)296 
Consumer loans285 (2)— (68)215 
Totals$197,752 $(9,448)$2,685 $4,560 $195,549 
Three Months Ended September 30, 2021
(Dollars in thousands) Beginning ACL Balance  Charge-offs  Recoveries Provision for Credit Losses  Ending
ACL Balance
Investor loans secured by real estate
CRE non-owner occupied$47,112 $— $— $(4,645)$42,467 
Multifamily59,059 — — (6,895)52,164 
Construction and land9,548 — — (1,531)8,017 
SBA secured by real estate4,681 (158)— (644)3,879 
Business loans secured by real estate
CRE owner-occupied35,747 — 14 (2,082)33,679 
Franchise real estate secured11,436 — — (1,810)9,626 
SBA secured by real estate6,317 — 50 (1,263)5,104 
Commercial loans
Commercial and industrial39,879 (84)729 (2,929)37,595 
Franchise non-real estate secured17,313 (2,398)80 2,523 17,518 
SBA non-real estate secured730 — 15 (113)632 
Retail loans
Single family residential670 — 2 (143)529 
Consumer loans282 — — (11)271 
Totals$232,774 $(2,640)$890 $(19,543)$211,481 
Nine Months Ended September 30, 2021
(Dollars in thousands)Beginning ACL BalanceCharge-offsRecoveriesProvision for Credit LossesEnding
ACL Balance
Investor loans secured by real estate
CRE non-owner occupied$49,176 $(154)$— $(6,555)$42,467 
Multifamily62,534 — — (10,370)52,164 
Construction and land12,435 — — (4,418)8,017 
SBA secured by real estate5,159 (423)— (857)3,879 
Business loans secured by real estate
CRE owner-occupied50,517 — 44 (16,882)33,679 
Franchise real estate secured11,451 — — (1,825)9,626 
SBA secured by real estate6,567 (98)130 (1,495)5,104 
Commercial loans
Commercial and industrial46,964 (4,653)3,428 (8,144)37,595 
Franchise non-real estate secured20,525 (2,554)80 (533)17,518 
SBA non-real estate secured995 — 19 (382)632 
Retail loans
Single family residential1,204 — 3 (678)529 
Consumer loans491 — — (220)271 
Totals$268,018 $(7,882)$3,704 $(52,359)$211,481