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Allowance for Loan Losses (Tables)
 6 Months Ended
Jun. 30, 2019
Provision for Loan and Lease Losses [Abstract]  
Summary of allocation of the allowance as well as the activity in the allowance attributed to various segments in the loan portfolio
The following tables summarize the allocation of the ALLL as well as the activity in the ALLL attributed to various segments in the loan portfolio as of and for the periods indicated:


 
Three Months Ended June 30, 2019
 
Commercial and industrial
 
Franchise
 
Commercial owner occupied
 
SBA
 
Agribusiness
 
Commercial non-owner occupied
 
Multi-family
 
One-to-four family
 
Construction
 
Farmland
 
Land
 
Consumer loans
 
Total
 
(dollars in thousands)
Balance, March 31, 2019
$
10,450

 
$
7,871

 
$
1,305

 
$
5,173

 
$
3,137

 
$
1,668

 
$
669

 
$
758

 
$
5,194

 
$
664

 
$
766

 
$
201

 
$
37,856

Charge-offs
(393
)
 
(1,536
)
 
—

 
(1,219
)
 
—

 
(488
)
 
—

 
—

 
—

 
—

 
—

 
—

 
(3,636
)
Recoveries
47

 
—

 
15

 
1

 
—

 
—

 
—

 
1

 
—

 
—

 
—

 
—

 
64

Provisions for (reduction in) loan losses
927

 
430

 
170

 
(592
)
 
(372
)
 
585

 
36

 
(55
)
 
(444
)
 
145

 
(108
)
 
20

 
742

Balance, June 30, 2019
$
11,031

 
$
6,765

 
$
1,490

 
$
3,363

 
$
2,765

 
$
1,765

 
$
705

 
$
704

 
$
4,750

 
$
809

 
$
658

 
$
221

 
$
35,026

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Six Months Ended June 30, 2019
 
Commercial and industrial
 
Franchise
 
Commercial owner occupied
 
SBA
 
Agribusiness
 
Commercial non-owner occupied
 
Multi-family
 
One-to-four family
 
Construction
 
Farmland
 
Land
 
Consumer loans
 
Total
 
(dollars in thousands)
Balance, December 31, 2018
$
10,821

 
$
6,500

 
$
1,386

 
$
4,288

 
$
3,283

 
$
1,604

 
$
725

 
$
805

 
$
5,166

 
$
503

 
$
772

 
$
219

 
$
36,072

Charge-offs
(695
)
 
(1,536
)
 
—

 
(1,219
)
 
—

 
(488
)
 
—

 
—

 
—

 
—

 
—

 
(5
)
 
(3,943
)
Recoveries
114

 
—

 
23

 
4

 
—

 
—

 
—

 
1

 
—

 
—

 
—

 
1

 
143

Provisions for (reduction in) loan losses
791

 
1,801

 
81

 
290

 
(518
)
 
649

 
(20
)
 
(102
)
 
(416
)
 
306

 
(114
)
 
6

 
2,754

Balance, June 30, 2019
$
11,031

 
$
6,765

 
$
1,490

 
$
3,363

 
$
2,765

 
$
1,765

 
$
705

 
$
704

 
$
4,750

 
$
809

 
$
658

 
$
221

 
$
35,026

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Amount of allowance attributed to:
 

 
 
 
 

 
 

 
 
 
 

 
 

 
 

 
 

 
 
 
 

 
 

 
 

Specifically evaluated impaired loans
$
—

 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

General portfolio allocation
11,031

 
6,765

 
1,490

 
3,363

 
2,765

 
1,765

 
705

 
704

 
4,750

 
809

 
658

 
221

 
35,026

Loans individually evaluated for impairment
2,935

 
697

 
564

 
2,338

 
7,466

 
243

 
—

 
380

 
—

 
—

 
480

 
—

 
15,103

Specific reserves to total loans individually evaluated for impairment
—
%
 
—
%
 
—
%
 
—
%
 
—
%
 
—
%
 
—
%
 
—
%
 
—
%
 
—
%
 
—
%
 
—
%
 
—
%
Loans collectively evaluated for impairment
$
1,297,148

 
$
859,602

 
$
1,667,348

 
$
178,025

 
$
119,391

 
$
2,121,069

 
$
1,520,135

 
$
248,012

 
$
505,401

 
$
169,724

 
$
40,268

 
$
40,680

 
$
8,766,803

General reserves to total loans collectively evaluated for impairment
0.85
%
 
0.79
%
 
0.09
%
 
1.89
%
 
2.32
%
 
0.08
%
 
0.05
%
 
0.28
%
 
0.94
%
 
0.48
%
 
1.63
%
 
0.54
%
 
0.40
%
Total gross loans held for investment
$
1,300,083

 
$
860,299

 
$
1,667,912

 
$
180,363

 
$
126,857

 
$
2,121,312

 
$
1,520,135

 
$
248,392

 
$
505,401

 
$
169,724

 
$
40,748

 
$
40,680

 
$
8,781,906

Total allowance to gross loans held for investment
0.85
%
 
0.79
%
 
0.09
%
 
1.86
%
 
2.18
%
 
0.08
%
 
0.05
%
 
0.28
%
 
0.94
%
 
0.48
%
 
1.61
%
 
0.54
%
 
0.40
%
 
Three Months Ended June 30, 2018
 
Commercial and industrial
 
Franchise
 
Commercial owner occupied
 
SBA
 
Agribusiness
 
Commercial non-owner occupied
 
Multi-family
 
One-to-four family
 
Construction
 
Farmland
 
Land
 
Consumer loans
 
Total
 
(dollars in thousands)
Balance, March 31, 2018
$
9,492

 
$
6,095

 
$
791

 
$
2,814

 
$
2,105

 
$
1,337

 
$
592

 
$
745

 
$
5,075

 
$
234

 
$
1,172

 
$
50

 
$
30,502

Charge-offs
(246
)
 
—

 
—

 
(27
)
 
—

 
—

 
—

 
—

 
—

 
—

 
—

 
—

 
(273
)
Recoveries
138

 
—

 
16

 
9

 
—

 
—

 
—

 
1

 
—

 
—

 
—

 
1

 
165

Provisions for (reduction in) loan losses
780

 
86

 
330

 
(221
)
 
589

 
113

 
(29
)
 
(48
)
 
(266
)
 
171

 
(200
)
 
48

 
1,353

Balance, June 30, 2018
$
10,164

 
$
6,181

 
$
1,137

 
$
2,575

 
$
2,694

 
$
1,450

 
$
563

 
$
698

 
$
4,809

 
$
405

 
$
972

 
$
99

 
$
31,747

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Six Months Ended June 30, 2018
 
Commercial and industrial
 
Franchise
 
Commercial owner occupied
 
SBA
 
Agribusiness
 
Commercial non-owner occupied
 
Multi-family
 
One-to-four family
 
Construction
 
Farmland
 
Land
 
Consumer loans
 
Total
 
(dollars in thousands)
Balance, December 31, 2017
$
9,721

 
$
5,797

 
$
767

 
$
2,890

 
$
1,291

 
$
1,266

 
$
607

 
$
803

 
$
4,569

 
$
137

 
$
993

 
$
95

 
$
28,936

Charge-offs
(911
)
 
—

 
—

 
(56
)
 
—

 
—

 
—

 
—

 
—

 
—

 
—

 
(52
)
 
(1,019
)
Recoveries
163

 
—

 
24

 
35

 
—

 
—

 
—

 
1

 
—

 
—

 
—

 
1

 
224

Provisions for (reduction in) loan losses
1,191

 
384

 
346

 
(294
)
 
1,403

 
184

 
(44
)
 
(106
)
 
240

 
268

 
(21
)
 
55

 
3,606

Balance, June 30, 2018
$
10,164

 
$
6,181

 
$
1,137

 
$
2,575

 
$
2,694

 
$
1,450

 
$
563

 
$
698

 
$
4,809

 
$
405

 
$
972

 
$
99

 
$
31,747

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Amount of allowance attributed to:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 

Specifically evaluated impaired loans
$
—

 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

General portfolio allocation
10,164

 
6,181

 
1,137

 
2,575

 
2,694

 
1,450

 
563

 
698

 
4,809

 
405

 
972

 
99

 
31,747

Loans individually evaluated for impairment
1,062

 
209

 
—

 
1,423

 
—

 
1,290

 
589

 
1,445

 
—

 
—

 
6

 
15

 
6,039

Specific reserves to total loans individually evaluated for impairment
—
%
 
—
%
 
—
%
 
—
%
 
—
%
 
—
%
 
—
%
 
—
%
 
—
%
 
—
%
 
—
%
 
—
%
 
—
%
Loans collectively evaluated for impairment
$
1,101,524

 
$
708,748

 
$
1,310,722

 
$
175,273

 
$
136,962

 
$
1,218,457

 
$
804,905

 
$
248,050

 
$
321,423

 
136,548

 
$
30,240

 
$
81,958

 
$
6,274,810

General reserves to total loans collectively evaluated for impairment
0.92
%
 
0.87
%
 
0.09
%
 
1.47
%
 
1.97
%
 
0.12
%
 
0.07
%
 
0.28
%
 
1.50
%
 
0.30
%
 
3.21
%
 
0.12
%
 
0.51
%
Total gross loans held for investment
$
1,102,586

 
$
708,957

 
$
1,310,722

 
$
176,696

 
$
136,962

 
$
1,219,747

 
$
805,494

 
$
249,495

 
$
321,423

 
136,548

 
$
30,246

 
$
81,973

 
$
6,280,849

Total allowance to gross loans held for investment
0.92
%
 
0.87
%
 
0.09
%
 
1.46
%
 
1.97
%
 
0.12
%
 
0.07
%
 
0.28
%
 
1.50
%
 
0.30
%
 
3.21
%
 
0.12
%
 
0.51
%