XML 55 R44.htm IDEA: XBRL DOCUMENT v3.7.0.1
Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2017
Dec. 31, 2016
Mar. 31, 2016
Allocation of allowance as well as the activity in allowance      
Balance, at the beginning of the period $ 21,296   $ 17,317
Charge-offs (760)   0
Recoveries 37   18
Provisions for (reduction in) loan losses 2,502 $ 2,054 1,120
Balance, at the end of the period 23,075 21,296 18,455
Other disclosures      
Amount of allowance attributed to: Specifically evaluated impaired loans 0 250 731
Amount of allowance attributed to: General portfolio allocation 23,075   17,724
Loans individually evaluated for impairment $ 513   $ 3,054
Specific reserves to total loans individually evaluated for impairment 0.00%   23.94%
Loans collectively evaluated for impairment $ 3,381,934   $ 2,847,440
General reserves to total loans collectively evaluated for impairment 0.68%   0.62%
Total gross loans $ 3,382,447 3,245,694  
Gross loans $ 3,393,537 3,245,694 $ 2,850,494
Total allowance to gross loans 0.68%   0.65%
Commercial and industrial      
Allocation of allowance as well as the activity in allowance      
Balance, at the beginning of the period $ 6,362   $ 3,449
Charge-offs (752)   0
Recoveries 22   14
Provisions for (reduction in) loan losses 1,317   (440)
Balance, at the end of the period 6,949 6,362 3,023
Other disclosures      
Amount of allowance attributed to: Specifically evaluated impaired loans 0 250 0
Amount of allowance attributed to: General portfolio allocation 6,949   3,023
Loans individually evaluated for impairment $ 0   $ 306
Specific reserves to total loans individually evaluated for impairment 0.00%   0.00%
Loans collectively evaluated for impairment $ 593,457   $ 490,806
General reserves to total loans collectively evaluated for impairment 1.17%   0.62%
Total gross loans $ 593,457 563,169  
Gross loans $ 593,457 563,169 $ 491,112
Total allowance to gross loans 1.17%   0.62%
Franchise      
Allocation of allowance as well as the activity in allowance      
Balance, at the beginning of the period $ 3,845   $ 3,124
Charge-offs 0   0
Recoveries 0   0
Provisions for (reduction in) loan losses 629   444
Balance, at the end of the period 4,474 3,845 3,568
Other disclosures      
Amount of allowance attributed to: Specifically evaluated impaired loans 0   731
Amount of allowance attributed to: General portfolio allocation 4,474   2,837
Loans individually evaluated for impairment $ 0   $ 1,630
Specific reserves to total loans individually evaluated for impairment 0.00%   44.85%
Loans collectively evaluated for impairment $ 493,158   $ 370,245
General reserves to total loans collectively evaluated for impairment 0.91%   0.77%
Total gross loans $ 493,158 459,421  
Gross loans $ 493,158 459,421 $ 371,875
Total allowance to gross loans 0.91%   0.96%
Commercial owner occupied      
Allocation of allowance as well as the activity in allowance      
Balance, at the beginning of the period $ 1,193   $ 1,870
Charge-offs 0   0
Recoveries 12   0
Provisions for (reduction in) loan losses 27   95
Balance, at the end of the period 1,232 1,193 1,965
Other disclosures      
Amount of allowance attributed to: Specifically evaluated impaired loans 0 0 0
Amount of allowance attributed to: General portfolio allocation 1,232   1,965
Loans individually evaluated for impairment $ 86   $ 507
Specific reserves to total loans individually evaluated for impairment 0.00%   0.00%
Loans collectively evaluated for impairment $ 482,209   $ 423,782
General reserves to total loans collectively evaluated for impairment 0.26%   0.46%
Total gross loans $ 482,295 454,918  
Gross loans $ 482,295 454,918 $ 424,289
Total allowance to gross loans 0.26%   0.46%
SBA      
Allocation of allowance as well as the activity in allowance      
Balance, at the beginning of the period $ 1,039   $ 1,500
Charge-offs (8)   0
Recoveries 2   3
Provisions for (reduction in) loan losses 112   125
Balance, at the end of the period 1,145 1,039 1,628
Other disclosures      
Amount of allowance attributed to: Specifically evaluated impaired loans 0 0 0
Amount of allowance attributed to: General portfolio allocation 1,145   1,628
Loans individually evaluated for impairment $ 298   $ 69
Specific reserves to total loans individually evaluated for impairment 0.00%   0.00%
Loans collectively evaluated for impairment $ 96,188   $ 71,000
General reserves to total loans collectively evaluated for impairment 1.19%   2.29%
Total gross loans $ 96,486 96,705  
Gross loans $ 107,233 96,705 $ 71,069
Total allowance to gross loans 1.19%   2.29%
Warehouse facilities      
Allocation of allowance as well as the activity in allowance      
Balance, at the beginning of the period $ 0   $ 759
Charge-offs 0   0
Recoveries 0   0
Provisions for (reduction in) loan losses 0   (752)
Balance, at the end of the period 0 0 7
Other disclosures      
Amount of allowance attributed to: Specifically evaluated impaired loans 0   0
Amount of allowance attributed to: General portfolio allocation 0   7
Loans individually evaluated for impairment $ 0   $ 0
Specific reserves to total loans individually evaluated for impairment 0.00%   0.00%
Loans collectively evaluated for impairment $ 0   $ 1,394
General reserves to total loans collectively evaluated for impairment 0.00%   0.50%
Total gross loans $ 0    
Gross loans     $ 1,394
Total allowance to gross loans 0.00%   0.50%
Commercial non-owner occupied      
Allocation of allowance as well as the activity in allowance      
Balance, at the beginning of the period $ 1,715   $ 2,048
Charge-offs 0   0
Recoveries 0   0
Provisions for (reduction in) loan losses 132   (151)
Balance, at the end of the period 1,847 1,715 1,897
Other disclosures      
Amount of allowance attributed to: Specifically evaluated impaired loans 0   0
Amount of allowance attributed to: General portfolio allocation 1,847   1,897
Loans individually evaluated for impairment $ 0   $ 0
Specific reserves to total loans individually evaluated for impairment 0.00%   0.00%
Loans collectively evaluated for impairment $ 612,444   $ 522,080
General reserves to total loans collectively evaluated for impairment 0.30%   0.36%
Total gross loans $ 612,444 586,975  
Gross loans $ 612,787 586,975 $ 522,080
Total allowance to gross loans 0.30%   0.36%
Multi-family      
Allocation of allowance as well as the activity in allowance      
Balance, at the beginning of the period $ 2,927   $ 1,583
Charge-offs 0   0
Recoveries 0   0
Provisions for (reduction in) loan losses (124)   1,349
Balance, at the end of the period 2,803 2,927 2,932
Other disclosures      
Amount of allowance attributed to: Specifically evaluated impaired loans 0   0
Amount of allowance attributed to: General portfolio allocation 2,803   2,932
Loans individually evaluated for impairment $ 0   $ 0
Specific reserves to total loans individually evaluated for impairment 0.00%   0.00%
Loans collectively evaluated for impairment $ 682,237   $ 619,485
General reserves to total loans collectively evaluated for impairment 0.41%   0.47%
Total gross loans $ 682,237 690,955  
Gross loans $ 682,237 690,955 $ 619,485
Total allowance to gross loans 0.41%   0.47%
One-to-four family      
Allocation of allowance as well as the activity in allowance      
Balance, at the beginning of the period $ 365   $ 698
Charge-offs 0   0
Recoveries 1   1
Provisions for (reduction in) loan losses 7   6
Balance, at the end of the period 373 365 705
Other disclosures      
Amount of allowance attributed to: Specifically evaluated impaired loans 0 0 0
Amount of allowance attributed to: General portfolio allocation 373   705
Loans individually evaluated for impairment $ 115   $ 523
Specific reserves to total loans individually evaluated for impairment 0.00%   0.00%
Loans collectively evaluated for impairment $ 100,308   $ 106,331
General reserves to total loans collectively evaluated for impairment 0.37%   0.66%
Total gross loans $ 100,423 100,451  
Gross loans $ 100,423 100,451 $ 106,854
Total allowance to gross loans 0.37%   0.66%
Construction      
Allocation of allowance as well as the activity in allowance      
Balance, at the beginning of the period $ 3,632   $ 2,030
Charge-offs 0   0
Recoveries 0   0
Provisions for (reduction in) loan losses 395   474
Balance, at the end of the period 4,027 3,632 2,504
Other disclosures      
Amount of allowance attributed to: Specifically evaluated impaired loans 0   0
Amount of allowance attributed to: General portfolio allocation 4,027   2,504
Loans individually evaluated for impairment $ 0   $ 0
Specific reserves to total loans individually evaluated for impairment 0.00%   0.00%
Loans collectively evaluated for impairment $ 298,279   $ 218,069
General reserves to total loans collectively evaluated for impairment 1.35%   1.15%
Total gross loans $ 298,279 269,159  
Gross loans $ 298,279 269,159 $ 218,069
Total allowance to gross loans 1.35%   1.15%
Land      
Allocation of allowance as well as the activity in allowance      
Balance, at the beginning of the period $ 198   $ 233
Charge-offs 0   0
Recoveries 0   0
Provisions for (reduction in) loan losses 6   (29)
Balance, at the end of the period 204 198 204
Other disclosures      
Amount of allowance attributed to: Specifically evaluated impaired loans 0 0 0
Amount of allowance attributed to: General portfolio allocation 204   204
Loans individually evaluated for impairment $ 14   $ 19
Specific reserves to total loans individually evaluated for impairment 0.00%   0.00%
Loans collectively evaluated for impairment $ 19,724   $ 18,203
General reserves to total loans collectively evaluated for impairment 1.03%   1.12%
Total gross loans $ 19,738 19,829  
Gross loans $ 19,738 19,829 $ 18,222
Total allowance to gross loans 1.03%   1.12%
Other loans      
Allocation of allowance as well as the activity in allowance      
Balance, at the beginning of the period $ 20   $ 23
Charge-offs 0   0
Recoveries 0   0
Provisions for (reduction in) loan losses 1   (1)
Balance, at the end of the period 21 20 22
Other disclosures      
Amount of allowance attributed to: Specifically evaluated impaired loans 0   0
Amount of allowance attributed to: General portfolio allocation 21   22
Loans individually evaluated for impairment $ 0   $ 0
Specific reserves to total loans individually evaluated for impairment 0.00%   0.00%
Loans collectively evaluated for impairment $ 3,930   $ 6,045
General reserves to total loans collectively evaluated for impairment 0.53%   0.36%
Total gross loans $ 3,930 4,112  
Gross loans $ 3,930 $ 4,112 $ 6,045
Total allowance to gross loans 0.53%   0.36%
Owner Occupied Commercial Real Estate Loans, Commercial and Industrial Loans and SBA Loans      
Allowance for Loan Losses      
Annualized trailing period six considered for determination of allowance for loan losses factor (in months) 6 months    
Period considered for comparison of allowance for loan losses factor (in years) 10 years    
Period considered for comparison of entity's allowance for loan losses factor (in years) 15 years    
Trailing period considered for comparison of allowance for loan losses factor (in months) 12 months    
Multi-Family and Non-Owner Occupied Commercial Real Estate Loans      
Allowance for Loan Losses      
Annualized trailing period one considered for determination of allowance for loan losses factor (in months) 87 months