The following tables summarize the allocation of the ALLL, as well as the activity in the ALLL attributed to various segments in the loan portfolio as of and for the three months ended for the periods indicated:



	Three Months Ended March 31, 2017
	Commercial and industrial			Franchise			Commercial owner occupied			SBA			Warehouse Facilities			Commercial non-owner occupied			Multi-family			One-to-four family			Construction			Land			Other loans			Total
	(dollars in thousands)
Balance, December 31, 2016	$	6,362		$	3,845		$	1,193		$	1,039		$	—		$	1,715		$	2,927		$	365		$	3,632		$	198		$	20		$	21,296
Charge-offs	(752		)	—			—			(8		)	—			—			—			—			—			—			—			(760		)
Recoveries	22			—			12			2			—			—			—			1			—			—			—			37
Provisions for (reduction in) loan losses	1,317			629			27			112			—			132			(124		)	7			395			6			1			2,502
Balance, March 31, 2017	$	6,949		$	4,474		$	1,232		$	1,145		$	—		$	1,847		$	2,803		$	373		$	4,027		$	204		$	21		$	23,075

Amount of allowance attributed to:
Specifically evaluated impaired loans	$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—
General portfolio allocation	6,949			4,474			1,232			1,145			—			1,847			2,803			373			4,027			204			21			23,075
Loans individually evaluated for impairment	—			—			86			298			—			—			—			115			—			14			—			513
Specific reserves to total loans individually evaluated for impairment	—		%	—		%	—		%	—		%	—		%	—		%	—		%	—		%	—		%	—		%	—		%	—		%
Loans collectively evaluated for impairment	$	593,457		$	493,158		$	482,209		$	96,188		$	—		$	612,444		$	682,237		$	100,308		$	298,279		$	19,724		$	3,930		$	3,381,934
General reserves to total loans collectively evaluated for impairment	1.17		%	0.91		%	0.26		%	1.19		%	—		%	0.30		%	0.41		%	0.37		%	1.35		%	1.03		%	0.53		%	0.68		%
Total gross loans held for investment	$	593,457		$	493,158		$	482,295		$	96,486		$	—		$	612,444		$	682,237		$	100,423		$	298,279		$	19,738		$	3,930		$	3,382,447
Total allowance to gross loans held for investment	1.17		%	0.91		%	0.26		%	1.19		%	—		%	0.30		%	0.41		%	0.37		%	1.35		%	1.03		%	0.53		%	0.68		%



	Three Months Ended March 31, 2016
	Commercial and industrial			Franchise			Commercial owner occupied			SBA			Warehouse Facilities			Commercial non-owner occupied			Multi-family			One-to-four family			Construction			Land			Other loans			Total
	(dollars in thousands)
Balance, December 31, 2015	$	3,449		$	3,124		$	1,870		$	1,500		$	759		$	2,048		$	1,583		$	698		$	2,030		$	233		$	23		$	17,317
Charge-offs	—			—			—			—			—			—			—			—			—			—			—			—
Recoveries	14			—			—			3			—			—			—			1			—			—			—			18
Provisions for (reduction in) loan losses	(440		)	444			95			125			(752		)	(151		)	1,349			6			474			(29		)	(1		)	1,120
Balance, March 31, 2016	$	3,023		$	3,568		$	1,965		$	1,628		$	7		$	1,897		$	2,932		$	705		$	2,504		$	204		$	22		$	18,455

Amount of allowance attributed to:
Specifically evaluated impaired loans	$	—		$	731		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	731
General portfolio allocation	3,023			2,837			1,965			1,628			7			1,897			2,932			705			2,504			204			22			17,724
Loans individually evaluated for impairment	306			1,630			507			69			—			—			—			523			—			19			—			3,054
Specific reserves to total loans individually evaluated for impairment	—		%	44.85		%	—		%	—		%	—		%	—		%	—		%	—		%	—		%	—		%	—		%	23.94		%
Loans collectively evaluated for impairment	$	490,806		$	370,245		$	423,782		$	71,000		$	1,394		$	522,080		$	619,485		$	106,331		$	218,069		$	18,203		$	6,045		$	2,847,440
General reserves to total loans collectively evaluated for impairment	0.62		%	0.77		%	0.46		%	2.29		%	0.50		%	0.36		%	0.47		%	0.66		%	1.15		%	1.12		%	0.36		%	0.62		%
Total gross loans held for investment	$	491,112		$	371,875		$	424,289		$	71,069		$	1,394		$	522,080		$	619,485		$	106,854		$	218,069		$	18,222		$	6,045		$	2,850,494
Total allowance to gross loans held for investment	0.62		%	0.96		%	0.46		%	2.29		%	0.50		%	0.36		%	0.47		%	0.66		%	1.15		%	1.12		%	0.36		%	0.65		%