Allowance for Loan Losses (Tables)

6 Months Ended

Jun. 30, 2016

Provision for Loan and Lease Losses [Abstract]

Summary of allocation of the allowance as well as the activity in the allowance attributed to various segments in the loan portfolio

The following tables summarize the allocation of the ALLL, as well as the activity in the ALLL attributed to various segments in the loan portfolio as of and for the three and six months ended for the periods indicated:

	Three Months Ended June 30, 2016
	Commercial and industrial			Franchise			Commercial owner occupied			SBA			Warehouse Facilities			Commercial non-owner occupied		Multi-family			One-to-four family			Construction			Land			Other loans			Total
	(dollars in thousands)
Balance, March 31, 2016	$	3,023		$	3,568		$	1,965		$	1,628		$	7		$	1,897	$	2,932		$	705		$	2,504		$	204		$	22		$	18,455
Charge-offs	(710		)	(169		)	(329		)	(5		)	—			—		—			(7		)	—			—			—			(1,220		)
Recoveries	40			—			—			82			—			—		—			5			—			—			4			131
Provisions for (reduction in) loan losses	2,132			(147		)	505			(146		)	(7		)	207		(598		)	(96		)	(259		)	—			(2		)	1,589
Balance, June 30, 2016	$	4,485		$	3,252		$	2,141		$	1,559		$	—		$	2,104	$	2,334		$	607		$	2,245		$	204		$	24		$	18,955
	Six Months Ended June 30, 2016
	Commercial and industrial			Franchise			Commercial owner occupied			SBA			Warehouse Facilities			Commercial non-owner occupied		Multi-family			One-to-four family			Construction			Land			Other loans			Total
	(dollars in thousands)
Balance, December 31, 2015	$	3,449		$	3,124		$	1,870		$	1,500		$	759		$	2,048	$	1,583		$	698		$	2,030		$	233		$	23		$	17,317
Charge-offs	(710		)	(169		)	(329		)	(5		)	—			—		—			(7		)	—			—			—			(1,220		)
Recoveries	54			—			—			85			—			—		—			6			—			—			4			149
Provisions for (reduction in) loan losses	1,692			297			600			(21		)	(759		)	56		751			(90		)	215			(29		)	(3		)	2,709
Balance, June 30, 2016	$	4,485		$	3,252		$	2,141		$	1,559		$	—		$	2,104	$	2,334		$	607		$	2,245		$	204		$	24		$	18,955
Amount of allowance attributed to:

Specifically evaluated impaired loans	$	—		$	731		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	731
General portfolio allocation	4,485			2,521			2,141			1,559			—			2,104			2,334			607			2,245			204			24			18,224
Loans individually evaluated for impairment	1,051			1,461			486			328			—			—			—			137			—			18			—			3,481
Specific reserves to total loans individually evaluated for impairment	—		%	50.03		%	—		%	—		%	—		%	—		%	—		%	—		%	—		%	—		%	—		%	21.00		%
Loans collectively evaluated for impairment	$	507,090		$	402,394		$	442,574		$	85,748		$	—		$	526,362		$	613,573		$	106,401		$	215,786		$	18,323		$	5,822		$	2,924,073
General reserves to total loans collectively evaluated for impairment	0.88		%	0.63		%	0.48		%	1.82		%	—		%	0.40		%	0.38		%	0.57		%	1.04		%	1.11		%	0.41		%	0.62		%
Total gross loans	$	508,141		$	403,855		$	443,060		$	86,076		$	—		$	526,362		$	613,573		$	106,538		$	215,786		$	18,341		$	5,822		$	2,927,554
Total allowance to gross loans	0.88		%	0.81		%	0.48		%	1.81		%	—		%	0.40		%	0.38		%	0.57		%	1.04		%	1.11		%	0.41		%	0.65		%

	Three Months Ended June 30, 2015
	Commercial and industrial		Franchise			Commercial owner occupied		SBA		Warehouse Facilities			Commercial non-owner occupied			Multi-family		One-to-four family			Construction		Land		Other loans			Total
	(dollars in thousands)
Balance, March 31, 2015	$	3,443	$	1,740		$	1,602	$	547	$	889		$	2,131		$	1,303	$	674		$	1,210	$	78	$	29		$	13,646
Charge-offs	—		(393		)	—		—		—			—			—		—			—		—		—			(393		)
Recoveries	12		—			—		1		—			—			—		—			—		—		1			14
Provisions for (reduction in) loan losses	271		477			246		338		(14		)	(168		)	229		(21		)	192		284		(1		)	1,833
Balance, June 30, 2015	$	3,726	$	1,824		$	1,848	$	886	$	875		$	1,963		$	1,532	$	653		$	1,402	$	362	$	29		$	15,100
	Six Months Ended June 30, 2015
	Commercial and industrial		Franchise			Commercial owner occupied		SBA		Warehouse Facilities			Commercial non-owner occupied			Multi-family		One-to-four family			Construction		Land		Other loans			Total
	(dollars in thousands)

Balance, December 31, 2014	$	2,646		$	1,554		$	1,757		$	568		$	546		$	2,007		$	1,060		$	842		$	1,088		$	108		$	24		$	12,200
Charge-offs	(24		)	(765		)	—			—			—			—			—			—			—			—			—			(789		)
Recoveries	24			—			—			1			—			—			—			—			—			—			1			26
Provisions for (reduction in) loan losses	1,080			1,035			91			317			329			(44		)	472			(189		)	314			254			4			3,663
Balance, June 30, 2015	$	3,726		$	1,824		$	1,848		$	886		$	875		$	1,963		$	1,532		$	653		$	1,402		$	362		$	29		$	15,100
Amount of allowance attributed to:
Specifically evaluated impaired loans	$	223		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	223
General portfolio allocation	3,503			1,824			1,848			886			875			1,963			1,532			653			1,402			362			29			14,877
Loans individually evaluated for impairment	223			1,461			370			—			—			443			—			206			—			23			—			2,726
Specific reserves to total loans individually evaluated for impairment	100.00		%	—		%	—		%	—		%	—		%	—		%	—		%	—		%	—		%	—		%	—		%	8.18		%
Loans collectively evaluated for impairment	$	284,650		$	256,121		$	294,175		$	50,306		$	198,113		$	402,343		$	400,237		$	84,077		$	124,448		$	16,316		$	4,811		$	2,115,597
General reserves to total loans collectively evaluated for impairment	1.23		%	0.71		%	0.63		%	1.76		%	0.44		%	0.49		%	0.38		%	0.78		%	1.13		%	2.22		%	0.60		%	0.70		%
Total gross loans	$	284,873		$	257,582		$	294,545		$	50,306		$	198,113		$	402,786		$	400,237		$	84,283		$	124,448		$	16,339		$	4,811		$	2,118,323
Total allowance to gross loans	1.31		%	0.71		%	0.63		%	1.76		%	0.44		%	0.49		%	0.38		%	0.77		%	1.13		%	2.22		%	0.60		%	0.71		%