Allowance for Loan Losses (Tables)

6 Months Ended

Jun. 30, 2015

Provision for Loan and Lease Losses [Abstract]

Summary of allocation of the allowance as well as the activity in the allowance attributed to various segments in the loan portfolio

The following tables summarize the allocation of the ALLL as well as the activity in the ALLL attributed to various segments in the loan portfolio as of and for the six months ended for the periods indicated:

	Commercial and industrial			Commercial owner occupied			SBA			Warehouse Facilities			Commercial non-owner occupied			Multi-family			One-to-four family			Construction			Land			Other loans			Total
	(dollars in thousands)
Balance, December 31, 2014	$	4,200		$	1,757		$	568		$	546		$	2,007		$	1,060		$	842		$	1,088		$	108		$	24		$	12,200
Charge-offs	(789		)	—			—			—			—			—			—			—			—			—			(789		)
Recoveries	24			—			1			—			—			—			—			—			—			1			26
Provisions for (reduction in) loan losses	1,867			339			317			329			(44		)	472			(189		)	314			254			4			3,663
Balance, June 30, 2015	$	5,302		$	2,096		$	886		$	875		$	1,963		$	1,532		$	653		$	1,402		$	362		$	29		$	15,100
Amount of allowance attributed to:
Specifically evaluated impaired loans	$	223		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	223
General portfolio allocation	5,079			2,096			886			875			1,963			1,532			653			1,402			362			29			14,877
Loans individually evaluated for impairment	1,684			370			—			—			443			—			206			—			23			—			2,726
Specific reserves to total loans individually evaluated for impairment	13.24		%	—		%	—		%	—		%	—		%	—		%	—		%	—		%	—		%	—		%	8.18		%
Loans collectively evaluated for impairment	$	452,779		$	382,167		$	50,306		$	198,113		$	402,343		$	400,237		$	84,077		$	124,448		$	16,316		$	4,811		$	2,115,597
General reserves to total loans collectively evaluated for impairment	1.12		%	0.55		%	1.76		%	0.44		%	0.49		%	0.38		%	0.78		%	1.13		%	2.22		%	0.60		%	0.70		%
Total gross loans	$	454,463		$	382,537		$	50,306		$	198,113		$	402,786		$	400,237		$	84,283		$	124,448		$	16,339		$	4,811		$	2,118,323
Total allowance to gross loans	1.17		%	0.55		%	1.76		%	0.44		%	0.49		%	0.38		%	0.77		%	1.13		%	2.22		%	0.60		%	0.71		%

	Commercial and industrial			Commercial owner occupied			SBA			Warehouse Facilities			Commercial non-owner occupied			Multi-family			One-to-four family			Construction			Land			Other loans			Total
	(dollars in thousands)
Balance, December 31, 2013	$	1,968		$	1,818		$	151		$	392		$	1,658		$	817		$	1,099		$	136		$	127		$	34		$	8,200
Charge-offs	(124		)	—			—			—			(365		)	—			(12		)	—			—			—			(501		)
Recoveries	21			—			3			—			—			—			30			—			—			1			55
Provisions for (reduction in) loan losses	1,036			(72		)	110			64			698			120			(299		)	391			(60		)	(9		)	1,979
Balance, June 30, 2014	$	2,901		$	1,746		$	264		$	456		$	1,991		$	937		$	818		$	527		$	67		$	26		$	9,733
Amount of allowance attributed to:
Specifically evaluated impaired loans	$	—		$	—		$	—		$	—		$	—		$	—		$	104		$	—		$	—		$	—		$	104
General portfolio allocation	2,901			1,746			264			456			1,991			937			714			527			67			26			9,629
Loans individually evaluated for impairment	24			417			—			—			514			—			575			—			—			—			1,530
Specific reserves to total loans individually evaluated for impairment	—		%	—		%	—		%	—		%	—		%	—		%	18.09		%	—		%	—		%	—		%	6.80		%
Loans collectively evaluated for impairment	$	319,517		$	216,367		$	15,115		$	114,032		$	359,774		$	251,512		$	131,445		$	47,034		$	6,271		$	3,753		$	1,464,820
General reserves to total loans collectively evaluated for impairment	0.91		%	0.81		%	1.75		%	0.40		%	0.55		%	0.37		%	0.54		%	1.12		%	1.07		%	0.69		%	0.66		%
Total gross loans	$	319,541		$	216,784		$	15,115		$	114,032		$	360,288		$	251,512		$	132,020		$	47,034		$	6,271		$	3,753		$	1,466,350
Total allowance to gross loans	0.91		%	0.81		%	1.75		%	0.40		%	0.55		%	0.37		%	0.62		%	1.12		%	1.07		%	0.69		%	0.66		%