Benefit Plans (Tables)

12 Months Ended

Dec. 31, 2014

Benefit Plans

Summary of the activity in the Option Plan

	2014				2013
	Shares		Weighted Average Exercise Price Per Share		Shares		Weighted Average Exercise Price Per Share
Options outstanding at the beginning of the year	813,670		$	8.86	672,334		$	8.34
Granted	244,000		15.69		202,000		10.64
Exercised	(132,586	)	10.65		(57,164	)	9.16
Forfeited and expired	—		—		(3,500	)	5.91
Options outstanding at the end of the year	925,084		$	10.41	813,670		$	8.86
Options exercisable at the end of the year	483,110				470,687
Weighted average remaining contractual life of options outstanding at end of year	6.7 Years				6.0 Years

Schedule of assumptions used for valuing options granted with the Black-Scholes model

	Year Ended December 31,
	2014	2013	2012
Expected volatility	16.2% - 18.5%	22.2% - 25.82%	23.14%
Expected term	6.0 Years	10.0 Years	10.0 Years
Expected dividends	None	None	None
Risk free rate	1.81% - 2.10%	1.78% - 2.67%	1.57%
Weighted-average grant date fair value	$3.28 - $3.67	$3.93 - $5.87	$7.87