Allowance for Loan Losses (Tables)

12 Months Ended

Dec. 31, 2014

Allowance for Loan Losses

Summary of allocation of the allowance as well as the activity in the allowance attributed to various segments in the loan portfolio

	Commercial and industrial			Commercial owner occupied			SBA			Warehouse Facilities			Commercial non-owner occupied			Multi-family			One-to-four family			Construction			Land			Other loans			Total
	(dollars in thousands)
Balance, December 31, 2013	$	1,968		$	1,818		$	151		$	392		$	1,658		$	817		$	1,099		$	136		$	127		$	34		$	8,200
Charge-offs	(223		)	—			—			—			(365		)	—			(195		)	—			—			—			(783		)
Recoveries	42			—			4			—			—			—			34			—			—			19			99
Provisions for (reduction in) loan losses	2,413			(61		)	413			154			714			243			(96		)	952			(19		)	(29		)	4,684
Balance, December 31, 2014	$	4,200		$	1,757		$	568		$	546		$	2,007		$	1,060		$	842		$	1,088		$	108		$	24		$	12,200
Amount of allowance attributed to:
Specifically evaluated impaired loans	$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—
General portfolio allocation	4,200			1,757			568			546			2,007			1,060			842			1,088			108			24			12,200
Loans individually evaluated for impairment	—			388			—			—			848			—			236			—			—			—			1,472
Specific reserves to total loans individually evaluated for impairment	0.00		%	0.00		%	0.00		%	0.00		%	0.00		%	0.00		%	0.00		%	0.00		%	0.00		%	0.00		%	0.00		%
Loans collectively evaluated for impairment	$	428,207		$	210,607		$	28,404		$	113,798		$	358,365		$	262,965		$	122,559		$	89,682		$	9,088		$	3,298		$	1,626,973
General reserves to total loans collectively evaluated for impairment	0.98		%	0.83		%	2.00		%	0.48		%	0.56		%	0.40		%	0.69		%	1.21		%	1.19		%	0.73		%	0.75		%
Total gross loans	$	428,207		$	210,995		$	28,404		$	113,798		$	359,213		$	262,965		$	122,795		$	89,682		$	9,088		$	3,298		$	1,628,445
Total allowance to gross loans	0.98		%	0.83		%	2.00		%	0.48		%	0.56		%	0.40		%	0.69		%	1.21		%	1.19		%	0.73		%	0.75		%

	Commercial and industrial			Commercial owner occupied			SBA			Warehouse Facilities			Commercial non-owner occupied			Multi-family			One-to-four family			Construction			Land			Other loans			Total
	(dollars in thousands)
Balance, December 31, 2012	$	1,310		$	1,512		$	79		$	1,544		$	1,459		$	1,145		$	862		$	—		$	31		$	52		$	7,994
Charge-offs	(509		)	(232		)	(143		)	—			(756		)	(101		)	(272		)	—			—			(18		)	(2,031		)
Recoveries	138			—			50			—			—			—			47			—			—			142			377
Provisions for (reduction in) loan losses	1,029			538			165			(1,152		)	955			(227		)	462			136			96			(142		)	1,860
Balance, December 31, 2013	$	1,968		$	1,818		$	151		$	392		$	1,658		$	817		$	1,099		$	136		$	127		$	34		$	8,200
Amount of allowance attributed to:
Specifically evaluated impaired loans	$	—		$	—		$	—		$	—		$	1		$	—		$	104		$	—		$	—		$	—		$	105
General portfolio allocation	$	1,968		$	1,818		$	151		$	392		$	1,657		$	817		$	995		$	136		$	127		$	34		$	8,095
Loans individually evaluated for impairment	$	—		$	747		$	14		$	—		$	983		$	—		$	683		$	—		$	—		$	—		$	2,427
Specific reserves to total loans individually evaluated for impairment	0.00		%	0.00		%	0.00		%	0.00		%	0.10		%	0.00		%	15.23		%	0.00		%	0.00		%	0.00		%	4.33		%
Loans collectively evaluated for impairment	$	187,035		$	220,342		$	10,645		$	87,517		$	332,561		$	233,689		$	144,552		$	13,040		$	7,605		$	3,839		$	1,240,825
General reserves to total loans collectively evaluated for impairment	1.05		%	0.83		%	1.42		%	0.45		%	0.50		%	0.35		%	0.69		%	1.04		%	1.67		%	0.89		%	0.65		%
Total gross loans	$	187,035		$	221,089		$	10,659		$	87,517		$	333,544		$	233,689		$	145,235		$	13,040		$	7,605		$	3,839		$	1,243,252
Total allowance to gross loans	1.05		%	0.82		%	1.42		%	0.45		%	0.50		%	0.35		%	0.76		%	1.04		%	1.67		%	0.89		%	0.66		%