Other Real Estate Owned

12 Months Ended

Dec. 31, 2013

Other Real Estate Owned

Other Real Estate Owned

6. Other Real Estate Owned

Other real estate owned was $1.2 million at December 31, 2013 and $2.3 million at December 31, 2012.  The following summarizes the activity in the other real estate owned for the years ended December 31:

	2013			2012
	(in thousands)
Balance, beginning of year	$	2,258		$	1,231
Additions / foreclosures	996			3,151
Sales	(1,488		)	(785		)
Loss on sale	(226		)	(783		)
Write downs	(354		)	(556		)
Balance, end of year	$	1,186		$	2,258