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CONSOLIDATED STATEMENTS OF OPERATIONS (USD $)
In Thousands, except Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
INTEREST INCOME      
Loans $ 49,659 $ 46,369 $ 36,509
Investment securities and other interest-earning assets 3,288 3,856 4,594
Total interest income 52,947 50,225 41,103
Interest-bearing deposits:      
Interest on transaction accounts 1,075 1,548 1,710
Interest on certificates of deposit 4,778 6,740 7,901
Total interest-bearing deposits 5,853 8,288 9,611
FHLB advances and other borrowings 970 998 2,741
Subordinated debentures 326 310 314
Total interest expense 7,149 9,596 12,666
NET INTEREST INCOME BEFORE PROVISION FOR LOAN LOSSES 45,798 40,629 28,437
PROVISION FOR LOAN LOSSES 751 3,255 2,092
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES 45,047 37,374 26,345
NONINTEREST INCOME (LOSS)      
Loan servicing fees 941 1,060 400
Deposit fees 1,940 2,195 817
Net gain (loss) from sales of loans 628 (3,605) (3,332)
Net gain from sales of investment securities 1,953 1,589 1,020
Other-than-temporary impairment loss on investment securities, net (159) (617) (1,087)
Gain on FDIC transaction 5,340 4,189  
Other income 1,929 1,702 1,106
Total noninterest income (loss) 12,572 6,513 (1,076)
NONINTEREST EXPENSE      
Compensation and benefits 16,281 13,205 8,483
Premises and occupancy 4,070 3,501 2,623
Data processing and communications 2,366 1,419 806
Other real estate owned operations, net 1,653 1,497 1,371
FDIC insurance premiums 638 809 1,258
Legal and audit 2,134 1,438 1,134
Marketing expense 858 1,287 786
Office and postage expense 830 850 530
Other expense 3,024 2,898 1,957
Total noninterest expense 31,854 26,904 18,948
INCOME BEFORE INCOME TAX 25,765 16,983 6,321
INCOME TAX 9,989 6,411 2,083
NET INCOME $ 15,776 $ 10,572 $ 4,238
EARNINGS PER SHARE      
Basic (in dollars per share) $ 1.49 $ 1.05 $ 0.42
Diluted (in dollars per share) $ 1.44 $ 0.99 $ 0.38
WEIGHTED AVERAGE SHARES OUTSTANDING      
Basic (in shares) 10,571,073 10,092,181 10,033,836
Diluted (in shares) 10,984,034 10,630,720 11,057,404