CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (USD $) In Thousands, unless otherwise specified	Dec. 31, 2012	Dec. 31, 2011
ASSETS
Cash and due from banks	$ 59,325	$ 60,207
Federal funds sold	27	28
Cash and cash equivalents	59,352	60,235
Investment securities available for sale	84,066	115,645
FHLB stock/Federal Reserve Bank stock, at cost	11,247	12,475
Loans held for sale, net	3,681
Loans held for investment	982,207	738,589
Allowance for loan losses	(7,994)	(8,522)
Loans held for investment, net	974,213	730,067
Accrued interest receivable	4,126	3,885
Other real estate owned	2,258	1,231
Premises and equipment	8,575	9,819
Deferred income taxes	6,887	8,998
Bank owned life insurance	13,485	12,977
Intangible assets	2,626	2,069
Other assets	3,276	3,727
TOTAL ASSETS	1,173,792	961,128
Deposit accounts:
Noninterest bearing	213,636	112,313
Interest bearing:
Transaction accounts	329,925	287,876
Retail certificates of deposit	361,207	428,688
Total deposits	904,768	828,877
FHLB advances and other borrowings	115,500	28,500
Subordinated debentures	10,310	10,310
Accrued expenses and other liabilities	8,697	6,664
TOTAL LIABILITIES	1,039,275	874,351
COMMITMENTS AND CONTINGENCIES (Note 12)
STOCKHOLDERS' EQUITY:
Common stock, $.01 par value; 25,000,000 shares authorized; 13,661,648 shares at December 31, 2012, and 10,337,626 shares at December 31, 2011 issued and outstanding	137	103
Additional paid-in capital	107,453	76,310
Retained earnings	25,822	10,046
Accumulated other comprehensive income, net of tax of $772 at December 31, 2012, and $221 at December 31, 2011	1,105	318
TOTAL STOCKHOLDERS' EQUITY	134,517	86,777
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 1,173,792	$ 961,128