CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (USD $) In Thousands, unless otherwise specified	Jun. 30, 2012	Dec. 31, 2011	Jun. 30, 2011
ASSETS
Cash and due from banks	$ 64,945	$ 60,207	$ 36,034
Federal funds sold	27	28	10,998
Cash and cash equivalents	64,972	60,235	47,032
Investment securities available for sale	146,134	115,645	141,304
FHLB stock/Federal Reserve Bank stock, at cost	12,744	12,475	13,492
Loans held for sale, net	2,401
Loans held for investment	795,319	738,589	708,096
Allowance for loan losses	(7,658)	(8,522)	(8,517)
Loans held for investment, net	787,661	730,067	699,579
Accrued interest receivable	3,968	3,885	3,984
Other real estate owned	9,339	1,231	4,447
Premises and equipment	9,429	9,819	10,108
Deferred income taxes	5,585	8,998	8,960
Bank owned life insurance	13,240	12,977	12,714
Intangible assets	2,781	2,069	2,183
Other assets	6,781	3,727	4,308
TOTAL ASSETS	1,065,035	961,128	948,111
Deposit accounts:
Noninterest bearing	150,538	112,313	122,539
Interest bearing:
Transaction accounts	327,556	287,876	283,565
Retail certificates of deposit	435,097	428,688	398,985
Wholesale certificates of deposit			10,896
Total deposits	913,191	828,877	815,985
Other borrowings	28,500	28,500	28,500
Subordinated debentures	10,310	10,310	10,310
Accrued expenses and other liabilities	16,965	6,664	11,499
TOTAL LIABILITIES	968,966	874,351	866,294
STOCKHOLDERS' EQUITY:
Preferred stock, $.01 par value; 1,000,000 shares authorized; no shares outstanding
Common stock, $.01 par value; 25,000,000 shares authorized; 10,329,934 shares at June 30, 2012, 10,337,626 shares at December 31, 2011, and 10,084,626 shares at June 30, 2011 issued and outstanding	103	103	101
Additional paid-in capital	76,258	76,310	76,509
Retained earnings	18,549	10,046	5,031
Accumulated other comprehensive income, net of tax of $810 at June 30, 2012, $221 at December 31, 2011, and $123 at June 30, 2011	1,159	318	176
TOTAL STOCKHOLDERS' EQUITY	96,069	86,777	81,817
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 1,065,035	$ 961,128	$ 948,111