CONSOLIDATED STATEMENTS OF OPERATIONS (USD $) In Thousands, except Share data	3 Months Ended		9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2011	Sep. 30, 2010
INTEREST INCOME
Loans	$ 11,695	$ 9,196	$ 33,978	$ 27,193
Investment securities and other interest-earning assets	850	1,284	3,110	3,461
Total interest income	12,545	10,480	37,088	30,654
Interest-bearing deposits:
Interest on transaction accounts	364	416	1,178	1,305
Interest on certificates of deposit	1,636	1,886	5,251	5,964
Total interest-bearing deposits	2,000	2,302	6,429	7,269
FHLB advances and other borrowings	237	693	760	2,246
Subordinated debentures	77	83	230	235
Total interest expense	2,314	3,078	7,419	9,750
NET INTEREST INCOME BEFORE PROVISION FOR LOAN LOSSES	10,231	7,402	29,669	20,904
PROVISION FOR LOAN LOSSES	1,322	397	2,728	2,092
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	8,909	7,005	26,941	18,812
NONINTEREST INCOME (LOSS)
Loan servicing fees	324	122	701	334
Deposit fees	558	207	1,641	603
Net gain (loss) from sales of loans	16	(37)	(2,445)	(2,677)
Net gain from sales of investment securities	845	388	1,325	762
Other-than-temporary impairment loss on investment securities, net	(170)	(252)	(538)	(908)
Gain on FDIC transaction			4,189
Other income	537	246	1,383	796
Total noninterest income (loss)	2,110	674	6,256	(1,090)
NONINTEREST EXPENSE
Compensation and benefits	3,363	2,070	10,033	6,135
Premises and occupancy	903	671	2,581	1,942
Data processing and communications	387	181	1,035	594
Other real estate owned operations, net	557	195	987	1,027
FDIC insurance premiums	86	383	653	1,065
Legal and audit	385	426	1,278	815
Marketing expense	379	213	936	570
Office and postage expense	244	158	605	409
Other expense	770	512	2,180	1,382
Total noninterest expense	7,074	4,809	20,288	13,939
NET INCOME BEFORE INCOME TAXES	3,945	2,870	12,909	3,783
INCOME TAX	1,485	1,025	4,892	1,145
NET INCOME	$ 2,460	$ 1,845	$ 8,017	$ 2,638
EARNINGS PER SHARE
Basic (in dollars per share)	$ 0.25	$ 0.18	$ 0.80	$ 0.26
Diluted (in dollars per share)	$ 0.23	$ 0.17	$ 0.75	$ 0.24
WEIGHTED AVERAGE SHARES OUTSTANDING
Basic (in shares)	10,084,626	10,033,836	10,072,984	10,033,836
Diluted (in shares)	10,570,267	11,025,345	10,667,722	11,035,467