SC 13G 1 0001.txt SCHEDULE 13G ------------------------------- / OMB APPROVAL / ------------------------------- / OMB Number: 3235-0145 / / Expires: October 31, 2002 / / Estimated average burden / / hours per response....14.90 / ------------------------------- UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No._____)* Life Financial Corporation -------------------------------------------------------------------------------- (Name of Issuer) Common Stock -------------------------------------------------------------------------------- (Title of Class of Securities) 53184P101 ------------------------------ (CUSIP Number) -------------------------------------------------------------------------------- (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Schedule is filed: [_] Rule 13d-1(b) [_] Rule 13d-1(c) [_] Rule 13d-1(d) *The remainder of this cover page shall be filled out for a reporting person's initial filing on this form with respect to the subject class of securities, and for any subsequent amendment containing information which would alter the disclosures provided in a prior cover page. The information required in the remainder of this cover page shall not be deemed to be "filed" for the purpose of Section 18 of the Securities Exchange Act of 1934 ("Act") or otherwise subject to the liabilities of that section of the Act but shall be subject to all other provisions of the Act (however, see the Notes). Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB control number. CUSIP No. 53184P101 --------- ------------------------------------------------------------------------------ Names of Reporting Persons. 1. I.R.S. Identification Nos. of above persons (entities only). Lois Lauer, Inc., Money Purchase Pension Plan 33-0547874 ------------------------------------------------------------------------------ Check the Appropriate Box if a Member of a Group (See Instructions) 2. (a) [_] (b) [_] ------------------------------------------------------------------------------ SEC Use Only 3. ------------------------------------------------------------------------------ Citizenship or Place of Organization 4. 1998 Orange Tree Ln., Redlands, CA 92374 ------------------------------------------------------------------------------ Sole Voting Power 5. Number of 65,000 Shares ----------------------------------------------------------- Shared Voting Power Beneficially 6. Owned By ----------------------------------------------------------- Each Sole Dispositive Power 7. Reporting Person ----------------------------------------------------------- Shared Dispositive Power With 8. ------------------------------------------------------------------------------ Aggregate Amount Beneficially Owned by Each Reporting Person 9. 65,000 ------------------------------------------------------------------------------ Check if the Aggregate Amount in Row (11) Excludes Certain Shares 10. (See Instructions) [_] ------------------------------------------------------------------------------ Percent of Class Represented by Amount in Row (11) 11. .97 ------------------------------------------------------------------------------ Type of Reporting Person (See Instructions) 12. Pension Plan ------------------------------------------------------------------------------ CUSIP No. 53184P101 --------- ------------------------------------------------------------------------------ Names of Reporting Persons. 1. I.R.S. Identification Nos. of above persons (entities only). Sterling Group 33-0010061 ------------------------------------------------------------------------------ Check the Appropriate Box if a Member of a Group (See Instructions) 2. (a) [_] (b) [_] ------------------------------------------------------------------------------ SEC Use Only 3. ------------------------------------------------------------------------------ Citizenship or Place of Organization 4. 1998 Orange Tree Ln., Redlands, CA 92374 ------------------------------------------------------------------------------ Sole Voting Power 5. Number of 25,000 Shares ----------------------------------------------------------- Shared Voting Power Beneficially 6. Owned By ----------------------------------------------------------- Each Sole Dispositive Power 7. Reporting Person ----------------------------------------------------------- Shared Dispositive Power With 8. ------------------------------------------------------------------------------ Aggregate Amount Beneficially Owned by Each Reporting Person 9. 25,000 ------------------------------------------------------------------------------ Check if the Aggregate Amount in Row (11) Excludes Certain Shares 10. (See Instructions) [_] ------------------------------------------------------------------------------ Percent of Class Represented by Amount in Row (11) 11. .38 ------------------------------------------------------------------------------ Type of Reporting Person (See Instructions) 12. Partnership ------------------------------------------------------------------------------ CUSIP No. 53184P101 --------- ------------------------------------------------------------------------------ Names of Reporting Persons. 1. I.R.S. Identification Nos. of above persons (entities only). Lois Lauer, Inc. 95-3067647 ------------------------------------------------------------------------------ Check the Appropriate Box if a Member of a Group (See Instructions) 2. (a) [_] (b) [_] ------------------------------------------------------------------------------ SEC Use Only 3. ------------------------------------------------------------------------------ Citizenship or Place of Organization 4. 1998 Orange Tree Ln., Redlands, CA 92374 ------------------------------------------------------------------------------ Sole Voting Power 5. Number of 75,000 Shares ----------------------------------------------------------- Shared Voting Power Beneficially 6. Owned By ----------------------------------------------------------- Each Sole Dispositive Power 7. Reporting Person ----------------------------------------------------------- Shared Dispositive Power With 8. ------------------------------------------------------------------------------ Aggregate Amount Beneficially Owned by Each Reporting Person 9. 75,000 ------------------------------------------------------------------------------ Check if the Aggregate Amount in Row (11) Excludes Certain Shares 10. (See Instructions) [_] ------------------------------------------------------------------------------ Percent of Class Represented by Amount in Row (11) 11. 1.13 ------------------------------------------------------------------------------ Type of Reporting Person (See Instructions) 12. California Corporation ------------------------------------------------------------------------------ CUSIP No. 53184P101 --------- ------------------------------------------------------------------------------ Names of Reporting Persons. 1. I.R.S. Identification Nos. of above persons (entities only). Vaughn S. Bryan & Ann L. Bryan ###-##-#### and ###-##-#### ------------------------------------------------------------------------------ Check the Appropriate Box if a Member of a Group (See Instructions) 2. (a) [_] (b) [_] ------------------------------------------------------------------------------ SEC Use Only 3. ------------------------------------------------------------------------------ Citizenship or Place of Organization 4. 1998 Orange Tree Ln., Redlands, CA 92374 ------------------------------------------------------------------------------ Sole Voting Power 5. Number of 147,000 Shares ----------------------------------------------------------- Shared Voting Power Beneficially 6. Owned By ----------------------------------------------------------- Each Sole Dispositive Power 7. Reporting Person ----------------------------------------------------------- Shared Dispositive Power With 8. ------------------------------------------------------------------------------ Aggregate Amount Beneficially Owned by Each Reporting Person 9. 147,000 ------------------------------------------------------------------------------ Check if the Aggregate Amount in Row (11) Excludes Certain Shares 10. (See Instructions) [_] ------------------------------------------------------------------------------ Percent of Class Represented by Amount in Row (11) 11. 2.20 ------------------------------------------------------------------------------ Type of Reporting Person (See Instructions) 12. Individual Husband & Wife ------------------------------------------------------------------------------ CUSIP No. 53184P101 --------- ------------------------------------------------------------------------------ Names of Reporting Persons. 1. I.R.S. Identification Nos. of above persons (entities only). Financial 2000, Inc. 33-0546706 ------------------------------------------------------------------------------ Check the Appropriate Box if a Member of a Group (See Instructions) 2. (a) [_] (b) [_] ------------------------------------------------------------------------------ SEC Use Only 3. ------------------------------------------------------------------------------ Citizenship or Place of Organization 4. 1998 Orange Tree Ln., Redlands, CA 92374 ------------------------------------------------------------------------------ Sole Voting Power 5. Number of 131,000 Shares ----------------------------------------------------------- Shared Voting Power Beneficially 6. Owned By ----------------------------------------------------------- Each Sole Dispositive Power 7. Reporting Person ----------------------------------------------------------- Shared Dispositive Power With 8. ------------------------------------------------------------------------------ Aggregate Amount Beneficially Owned by Each Reporting Person 9. 131,000 ------------------------------------------------------------------------------ Check if the Aggregate Amount in Row (11) Excludes Certain Shares 10. (See Instructions) [_] ------------------------------------------------------------------------------ Percent of Class Represented by Amount in Row (11) 11. 1.97 ------------------------------------------------------------------------------ Type of Reporting Person (See Instructions) 12. California Corporation ------------------------------------------------------------------------------ (a) The following certification shall be included if the statement is filed pursuant to (S)240.134-1(b). By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were acquired and are held in the ordinary course of business and were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect. (b) The following certification shall be included if the statement is filed pursuant to (S)240.13d-1(c): By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect. SIGNATURE After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct. 12/12/00 ---------------------------- Date /s/ Vaughn S. Bryan ---------------------------- Signature Vaughn S. Bryan, ---------------------------- Name/Title The original statement shall be signed by each person on whose behalf the statement is filed or his authorized representative. If the statement is signed on behalf of a person by his authorized representative other than an executive officer or general partner of the filing person, evidence of the representative's authority to sign on behalf of such person shall be filed with the statement, provided, however, that a power of attorney for this purpose which is already on file with the Commission may be incorporated by reference. The name and any title of each person who signs the statement shall be typed or printed beneath his signature. NOTE: Schedules filed in paper format shall include a signed original and five copies of the schedule, including all exhibits. See (S)240.13d-7 for other parties for whom copies are to be sent. Attention: Intentional misstatements or omissions of fact constitute Federal criminal violations (See 18 U.S.C. 1001)