The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 2,373 13,290 SH   SOLE   13,290 0 0
AMERICAN TOWER CORP NEW COM 03027X100 217 2,050 SH   SOLE   2,050 0 0
APPLE INC COM 037833100 2,129 18,383 SH   SOLE   18,383 0 0
AT&T INC COM 00206R102 2,216 52,111 SH   SOLE   52,111 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 1,822 17,730 SH   SOLE   17,730 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 253 1,550 SH   SOLE   1,550 0 0
BOEING CO COM 097023105 220 1,415 SH   SOLE   1,415 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 399 6,821 SH   SOLE   6,821 0 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 301 9,000 SH   SOLE   9,000 0 0
CHEVRON CORP NEW COM 166764100 3,284 27,905 SH   SOLE   27,905 0 0
CHUBB LIMITED COM H1467J104 1,453 10,998 SH   SOLE   10,998 0 0
CIGNA CORPORATION COM 125509109 900 6,748 SH   SOLE   6,748 0 0
COCA COLA CO COM 191216100 290 6,996 SH   SOLE   6,996 0 0
CONOCOPHILLIPS COM 20825C104 689 13,738 SH   SOLE   13,738 0 0
CSX CORP COM 126408103 647 18,000 SH   SOLE   18,000 0 0
DIAGEO P L C SPON ADR NEW 25243Q205 1,268 12,200 SH   SOLE   12,200 0 0
DONALDSON INC COM 257651109 1,873 44,500 SH   SOLE   44,500 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 418 5,695 SH   SOLE   5,695 0 0
EXXON MOBIL CORP COM 30231G102 1,531 16,963 SH   SOLE   16,963 0 0
GENERAL ELECTRIC CO COM 369604103 1,153 36,493 SH   SOLE   36,493 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 544 14,120 SH   SOLE   14,120 0 0
HONEYWELL INTL INC COM 438516106 266 2,300 SH   SOLE   2,300 0 0
INTEL CORP COM 458140100 334 9,218 SH   SOLE   9,218 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 2,386 14,376 SH   SOLE   14,376 0 0
ISHARES IBONDS SEP17 ETF 464289271 765 28,120 SH   SOLE   28,120 0 0
ISHARES MIN VOL EMRG MKT 464286533 2,840 58,073 SH   SOLE   58,073 0 0
ISHARES TR COHEN&STEER REIT 464287564 462 4,635 SH   SOLE   4,635 0 0
ISHARES TR IBONDS DEC21 ETF 46435G789 766 30,310 SH   SOLE   30,310 0 0
ISHARES TR IBONDS DEC22 ETF 46435G755 754 29,760 SH   SOLE   29,760 0 0
ISHARES TR IBONDS SEP18 ETF 46429B580 764 30,080 SH   SOLE   30,080 0 0
ISHARES TR IBONDS SEP19 ETF 46429B564 762 30,090 SH   SOLE   30,090 0 0
ISHARES TR IBONDS SEP20 ETF 46434V571 789 31,270 SH   SOLE   31,270 0 0
ISHARES TR MIN VOL EAFE ETF 46429B689 14,967 244,482 SH   SOLE   244,482 0 0
ISHARES TR MIN VOL USA ETF 46429B697 17,056 377,185 SH   SOLE   377,185 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 414 11,815 SH   SOLE   11,815 0 0
ISHARES TR TIPS BD ETF 464287176 221 1,950 SH   SOLE   1,950 0 0
ISHARES TR U.S. TECH ETF 464287721 473 3,934 SH   SOLE   3,934 0 0
ISHARES TR USA MOMENTUM FCT 46432F396 1,106 14,585 SH   SOLE   14,585 0 0
JOHNSON & JOHNSON COM 478160104 2,042 17,726 SH   SOLE   17,726 0 0
JPMORGAN CHASE & CO COM 46625H100 473 5,477 SH   SOLE   5,477 0 0
LOEWS CORP COM 540424108 1,805 38,550 SH   SOLE   38,550 0 0
MICROSOFT CORP COM 594918104 1,993 32,081 SH   SOLE   32,081 0 0
NORFOLK SOUTHERN CORP COM 655844108 865 8,000 SH   SOLE   8,000 0 0
NORTHWEST BANCSHARES INC MD COM 667340103 1,838 101,915 SH   SOLE   101,915 0 0
ORACLE CORP COM 68389X105 236 6,125 SH   SOLE   6,125 0 0
PEPSICO INC COM 713448108 1,327 12,684 SH   SOLE   12,684 0 0
PFIZER INC COM 717081103 807 24,833 SH   SOLE   24,833 0 0
PHILLIPS 66 COM 718546104 530 6,133 SH   SOLE   6,133 0 0
PIMCO HIGH INCOME FD COM SHS 722014107 142 15,517 SH   SOLE   15,517 0 0
POWERSHARES ETF TR II INTL DEV LOWVL 73937B688 631 22,185 SH   SOLE   22,185 0 0
PROCTER AND GAMBLE CO COM 742718109 1,857 22,088 SH   SOLE   22,088 0 0
QUALCOMM INC COM 747525103 573 8,790 SH   SOLE   8,790 0 0
SCHLUMBERGER LTD COM 806857108 2,424 28,880 SH   SOLE   28,880 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 213 7,700 SH   SOLE   7,700 0 0
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 3,488 65,380 SH   SOLE   65,380 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 537 15,750 SH   SOLE   15,750 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 1,739 69,300 SH   SOLE   69,300 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 11,290 223,920 SH   SOLE   223,920 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,538 29,860 SH   SOLE   29,860 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 11,280 258,890 SH   SOLE   258,890 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 10,900 198,765 SH   SOLE   198,765 0 0
SOUTHERN CO COM 842587107 1,359 27,630 SH   SOLE   27,630 0 0
SYSCO CORP COM 871829107 1,659 29,970 SH   SOLE   29,970 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1,592 14,520 SH   SOLE   14,520 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 294 3,695 SH   SOLE   3,695 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 9,521 175,370 SH   SOLE   175,370 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 2,594 23,265 SH   SOLE   23,265 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 267 2,525 SH   SOLE   2,525 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 9,250 95,170 SH   SOLE   95,170 0 0
VANGUARD INDEX FDS REIT ETF 922908553 9,521 115,369 SH   SOLE   115,369 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 13,569 112,138 SH   SOLE   112,138 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 793 6,874 SH   SOLE   6,874 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 639 17,872 SH   SOLE   17,872 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 255 3,215 SH   SOLE   3,215 0 0
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 2,798 32,848 SH   SOLE   32,848 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 3,129 85,621 SH   SOLE   85,621 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 240 3,166 SH   SOLE   3,166 0 0
VANGUARD WHITEHALL FDS INC INTL DVD ETF 921946810 2,727 51,650 SH   SOLE   51,650 0 0
WAL-MART STORES INC COM 931142103 1,287 18,625 SH   SOLE   18,625 0 0
WASTE MGMT INC DEL COM 94106L109 1,896 26,742 SH   SOLE   26,742 0 0
WELLS FARGO & CO NEW COM 949746101 209 3,800 SH   SOLE   3,800 0 0
WEYERHAEUSER CO COM 962166104 201 6,684 SH   SOLE   6,684 0 0