EXHIBIT 21

SUBSIDIARIES OF DCB FINANCIAL CORP

1. The Delaware County Bank and Trust Company

Incorporated in Ohio

DCB Financial Corp owns 100%

2. DCB Title Services, LLC

Incorporated in Ohio

DCB Financial Corp owns 100%

3. DCB Insurance Services, LLC

Incorporated in Ohio

DCB Financial Corp owns 100%

4. DataTasx LLC

Incorporated in Ohio

DCB Financial Corp owns 100%